Originally Posted by lstowell
The company bets nothing will happen.
You bet it will.
The premium cost reflects the odds vs potential payout.
I think it was $12/month for 36 months wrapped into my lease. I'm 18 months, 20k miles in.
To OP, of screw is outside the two water channels, they are considered too close to sidewall. You'll need a new tire and use Tirerack for best price. They even ship to your local certified by Tirerack installer with all costs explained before you click Buy.