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  #49  
Old 04-18-2015, 01:09 PM
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Re: EVIC message - 4WD not available transmission overheated

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Originally Posted by Array View Post
Interesting. Never heard those details before.

Doesn't Canada's health care system also come into play regarding length of stay in US?
Not in this case. In Ontario we are allowed to be out of the province for 212 days (7 months) before we lose our coverage. If the JOLT bill is passed and we get 240 days (8 months) we can't use the extra month (but it has been rumored that Ontario will change its rule to 240 days). If they don't, we can still use the extra time as throw away days with Homelands so it will mean we don't have to stay north for a month at Christmas.

Many people think it is our government causing this problem but it isn't.

The JOLT bill (originally this part was done by Senators Schumer and Lee) will allow Canadians over 55 who are retired to spend 240 days in the US provided they don't work in the US or make use of any social services. If they pass it we may still have a problem. The Schumer/Lee version covered my wife and I PLUS our dependents (we would be issued a three year visa that would give us the 240 days per year). The Senate Gang of 8 took most of that in its version BUT deleted dependents. We have a 40 year old son who has Down Syndrome and he travels everywhere with us. He loves Florida and is a favorite in our park (this year he won a bean bag tournament and a bocci tournament and also was the high single game in bowling one week and he really enjoys bingo, square dancing and line dancing). We have no problem with the IRS taxing his income 100% - because he has no income. But the issue is that the Immigration Branch of Homelands Security, if this legislation is passed, will not allow him in for more than 180 days so that will limit us to 180.

We make use of most of our allotment by wintering in Florida but we still like to take trips to the Four Corners and other scenic areas periodically. We also spend 4 to 6 weekends at Waterford Hills in Michigan to watch our No. 2 son race in SCCA GT2. We'd like to go to the track on Friday with the motorhome towing the Cherokee and then return on Monday. But, over the racing season that would use up 10 to 12 days of our allotment. I'm glad that Schumer and Lee realized that when we cross the border all we do is spend money.

GR

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  #50  
Old 04-19-2015, 05:11 PM
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Re: EVIC message - 4WD not available transmission overheated

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Originally Posted by grandriver125 View Post
.... I'm glad that Schumer and Lee realized that when we cross the border all we do is spend money.

GR
Thanks for the info. Most people from the US don't know or pay attention to these matters, including me.

However, I can see where JOLT (which I know absolutely nothing about) could meet with some headwind because non-US citizens are not paying all of the taxes (i.e other than fuel tax and sales tax), of which some of those taxes go to providing resources used. For example, the tag I put on my MH costs $1180 each year; much of it used to maintain roads and bridges. Then there are fed, state, local, and property taxes used to provide infrastructure and services.
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  #51  
Old 04-20-2015, 09:01 AM
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Re: EVIC message - 4WD not available transmission overheated

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Originally Posted by Array View Post
Thanks for the info. Most people from the US don't know or pay attention to these matters, including me.

However, I can see where JOLT (which I know absolutely nothing about) could meet with some headwind because non-US citizens are not paying all of the taxes (i.e other than fuel tax and sales tax),.............Then there are ........ property taxes used to provide infrastructure and services.
If our visitors stay in hotels, rental housing or purchase a home, then they are paying a share of property taxes......towards schools, etc. They're also paying their share of utility taxes. Just sayin'.

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  #52  
Old 04-20-2015, 11:24 AM
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Interesting subject. Wonder if there are Canadian restrictions on how long non-citizens can stay in country.
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  #53  
Old 05-01-2015, 04:29 PM
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Re: EVIC message - 4WD not available transmission overheated

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Originally Posted by Array View Post
Interesting subject. Wonder if there are Canadian restrictions on how long non-citizens can stay in country.
US citizens don't need a VISA to enter Canada. Further, they don't even need a passport according to the Border Services site - just proof of US citizenship. BUT, you need the passport to get back into the US.

We don't worry about time if a US citizen is not working in Canada (and before I retired when I traveled to the US I was always asked if I was going to be paid for doing something in the US).

If one exceeds 182 days then a tax issue is raised AND that is all covered off in the tax treaty between our two countries. The IRS, for example, compared with Homeland Security, is very reasonable. 182 physically present in the US - PERIOD. None of the having to stay back for more than 30 days, rolling years and so on. I've dealt with the IRS (we have Social Security cards) since 1990 and overall found them fair and reasonable (we had a condo we rented out when not in the US and filed 1040NR's for a decade. Interestingly, if I were to stay in the US for more than 182 days and the IRS said file a 1040NR, I would show no income from the US but you folks are unique in the world requiring world wide income to be reported. So, I'd file a tax return showing all my income in Canada, computer the tax payable BUT under the treaty I would then deduct the tax paid in Canada. That would result in NO tax payable. Same thing would apply to American citizen who stayed in Canada for over 6 months and who had no Canadian sourced income - no tax (but like we would not be entitled to any benefits in the US they would not be entitled to benefits in Canada.

As to what we spend in the US - yes, sales taxes in various states, property taxes on 2 units in Florida (and we don't use schools, hospitals - other than for an emergency - welfare etc.). I just looked back at our "best year" (i.e., most money spent in a year) and it was over $60,000 which likely provided a close to 2 jobs that year. In addition to our wintering in Florida I LOVE the Four Corners (UT, AZ, CO, NM) and we've been out there 3 times in the last four seasons and the trips have been for about 3 weeks. Lots of hotels, restaurants, park admissions, events like Balloon Fiesta twice, etc.. And, we don't cause any problems at all.

I think what a lot of people don't realize is that many Americans and Canadians have a lot o relatives on the other side of the border. I have a over 25 relatives as well as a TON of friends in the US as I was heavily involved with the American Accounting Association for for over 2 decades and involved with securities regulation (attended a number of NASA meetings) for 3 decades. At times I think I actually have more friends in the US than Canada. For a couple of decades I was a partner of one of the big 4 accounting firms and at one point it was felt I should be located in the US. For 5 years I was on an AICPA Task Force (first foreigner with full voting rights) and traveled to the US for a meeting every month. No dice with respect to a move. We have a son (now 40) with Down Syndrome so we would not be eligible to move to the US. The same applies to moves in the other direction.

We live near the border (across from Detroit) and often one of my sons say "we are going to so and so in the Detroit area for dinner tonight. Want to come with us?" Standard answer is NO - it would cost us another day.

Anyway, enough of my rambling.

We had the R01 done last week and they drove it for 50 kms. Transmission runs REALLY smooth now. Better than ever. Very pleased. They ordered a part for the SD card slot and installed it today and it now works. So everything is good.

GR
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  #54  
Old 05-03-2015, 11:36 AM
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Re: EVIC message - 4WD not available transmission overheated

Quote:
Originally Posted by grandriver125 View Post
....
US citizens don't need a VISA to enter Canada. Further, they don't even need a passport according to the Border Services site - just proof of US citizenship. BUT, you need the passport to get back into the US.

I have a 'Michigan Enhance Drivers License' that allows me back into the US like you said. It used to be advised that US people bring their birth certificate when traveling into Canada. Not sure that matters anymore unless the US person is not planning on coming back .

We don't worry about time if a US citizen is not working in Canada (and before I retired when I traveled to the US I was always asked if I was going to be paid for doing something in the US).

Had a gentleman from India working for me in Detroit and he complained about how hard it was for him to get his family into the US. They first went to Canada and then later got permit to work in the US. He was very frustrated.

If one exceeds 182 days then a tax issue is raised AND that is all covered off in the tax treaty between our two countries. The IRS, for example, compared with Homeland Security, is very reasonable. 182 physically present in the US - PERIOD. None of the having to stay back for more than 30 days, rolling years and so on. I've dealt with the IRS (we have Social Security cards) since 1990 and overall found them fair and reasonable (we had a condo we rented out when not in the US and filed 1040NR's for a decade. Interestingly, if I were to stay in the US for more than 182 days and the IRS said file a 1040NR, I would show no income from the US but you folks are unique in the world requiring world wide income to be reported. So, I'd file a tax return showing all my income in Canada, computer the tax payable BUT under the treaty I would then deduct the tax paid in Canada. That would result in NO tax payable. Same thing would apply to American citizen who stayed in Canada for over 6 months and who had no Canadian sourced income - no tax (but like we would not be entitled to any benefits in the US they would not be entitled to benefits in Canada.

<<The IRS, for example, compared with Homeland Security, is very reasonable.>> Too many bad guys hating the US. Rebound effect.

Thought Canadians were Americans too.

Have done quite a bit of downhill in Mont-Tremblant and snowmobiling in northern Ontario and wondered what kind of mess I would be in if needing hospitalization. What do you do if you are in the States needing medical? How does your medical insurance work if you're in the US?

As to what we spend in the US - yes, sales taxes in various states, property taxes on 2 units in Florida (and we don't use schools, hospitals - other than for an emergency - welfare etc.). I just looked back at our "best year" (i.e., most money spent in a year) and it was over $60,000 which likely provided a close to 2 jobs that year. In addition to our wintering in Florida I LOVE the Four Corners (UT, AZ, CO, NM) and we've been out there 3 times in the last four seasons and the trips have been for about 3 weeks. Lots of hotels, restaurants, park admissions, events like Balloon Fiesta twice, etc.. And, we don't cause any problems at all.

I think what a lot of people don't realize is that many Americans and Canadians have a lot o relatives on the other side of the border. I have a over 25 relatives as well as a TON of friends in the US as I was heavily involved with the American Accounting Association for for over 2 decades and involved with securities regulation (attended a number of NASA meetings) for 3 decades. At times I think I actually have more friends in the US than Canada. For a couple of decades I was a partner of one of the big 4 accounting firms and at one point it was felt I should be located in the US. For 5 years I was on an AICPA Task Force (first foreigner with full voting rights) and traveled to the US for a meeting every month. No dice with respect to a move. We have a son (now 40) with Down Syndrome so we would not be eligible to move to the US. The same applies to moves in the other direction.

<<We have a son (now 40) with Down Syndrome so we would not be eligible to move to the US. The same applies to moves in the other direction.>> Don't understand that. Can you elaborate.

We live near the border (across from Detroit) and often one of my sons say "we are going to so and so in the Detroit area for dinner tonight. Want to come with us?" Standard answer is NO - it would cost us another day.

I get what you mean. It sucks when borders interfere with family.

Thanks for taking the time to explain. Sounds like you have a lot of experience.
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  #55  
Old 05-03-2015, 04:02 PM
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Re: EVIC message - 4WD not available transmission overheated

Quote:
Originally Posted by Array View Post
US citizens don't need a VISA to enter Canada. Further, they don't even need a passport according to the Border Services site - just proof of US citizenship. BUT, you need the passport to get back into the US.

I have a 'Michigan Enhance Drivers License' that allows me back into the US like you said. It used to be advised that US people bring their birth certificate when traveling into Canada. Not sure that matters anymore unless the US person is not planning on coming back .

We don't worry about time if a US citizen is not working in Canada (and before I retired when I traveled to the US I was always asked if I was going to be paid for doing something in the US).

Had a gentleman from India working for me in Detroit and he complained about how hard it was for him to get his family into the US. They first went to Canada and then later got permit to work in the US. He was very frustrated.

If one exceeds 182 days then a tax issue is raised AND that is all covered off in the tax treaty between our two countries. The IRS, for example, compared with Homeland Security, is very reasonable. 182 physically present in the US - PERIOD. None of the having to stay back for more than 30 days, rolling years and so on. I've dealt with the IRS (we have Social Security cards) since 1990 and overall found them fair and reasonable (we had a condo we rented out when not in the US and filed 1040NR's for a decade. Interestingly, if I were to stay in the US for more than 182 days and the IRS said file a 1040NR, I would show no income from the US but you folks are unique in the world requiring world wide income to be reported. So, I'd file a tax return showing all my income in Canada, computer the tax payable BUT under the treaty I would then deduct the tax paid in Canada. That would result in NO tax payable. Same thing would apply to American citizen who stayed in Canada for over 6 months and who had no Canadian sourced income - no tax (but like we would not be entitled to any benefits in the US they would not be entitled to benefits in Canada.

<<The IRS, for example, compared with Homeland Security, is very reasonable.>> Too many bad guys hating the US. Rebound effect.

Thought Canadians were Americans too.

Have done quite a bit of downhill in Mont-Tremblant and snowmobiling in northern Ontario and wondered what kind of mess I would be in if needing hospitalization. What do you do if you are in the States needing medical? How does your medical insurance work if you're in the US?

As to what we spend in the US - yes, sales taxes in various states, property taxes on 2 units in Florida (and we don't use schools, hospitals - other than for an emergency - welfare etc.). I just looked back at our "best year" (i.e., most money spent in a year) and it was over $60,000 which likely provided a close to 2 jobs that year. In addition to our wintering in Florida I LOVE the Four Corners (UT, AZ, CO, NM) and we've been out there 3 times in the last four seasons and the trips have been for about 3 weeks. Lots of hotels, restaurants, park admissions, events like Balloon Fiesta twice, etc.. And, we don't cause any problems at all.

I think what a lot of people don't realize is that many Americans and Canadians have a lot o relatives on the other side of the border. I have a over 25 relatives as well as a TON of friends in the US as I was heavily involved with the American Accounting Association for for over 2 decades and involved with securities regulation (attended a number of NASA meetings) for 3 decades. At times I think I actually have more friends in the US than Canada. For a couple of decades I was a partner of one of the big 4 accounting firms and at one point it was felt I should be located in the US. For 5 years I was on an AICPA Task Force (first foreigner with full voting rights) and traveled to the US for a meeting every month. No dice with respect to a move. We have a son (now 40) with Down Syndrome so we would not be eligible to move to the US. The same applies to moves in the other direction.

<<We have a son (now 40) with Down Syndrome so we would not be eligible to move to the US. The same applies to moves in the other direction.>> Don't understand that. Can you elaborate.

We live near the border (across from Detroit) and often one of my sons say "we are going to so and so in the Detroit area for dinner tonight. Want to come with us?" Standard answer is NO - it would cost us another day.

I get what you mean. It sucks when borders interfere with family.

Thanks for taking the time to explain. Sounds like you have a lot of experience.
The Down Syndrome issue - apparently he would be deemed to be a candidate to put stress on social services. As I mentioned, same applies coming into Canada. We had a Japanese diplomat who, when his posting was up wanted to stay in Canada, and as he had a daughter with Down Syndrome he was not eligible but the Minister of Immigration issued a order allowing him to stay with his family.

Our Provincial Health Scheme covers us completely when in the US .....BUT that coverage is at our rates - which are substanially lower than US rates. I have "out of country" health insurance as a retirement benefit for trips of up to 60 days. In the past we've come back (have to stay over night) and then headed back. To darn old to do that much driving now so we purchased a top up policy that covered us for the last 42 days.

If you needed medical coverage at Mt Tremblant you would get attention at any hospital and they would expect you to pay. My "guess" is that your health plan would likely cover it because the cost would be substantially less than it would be in the US.

We "saved" two days this weekend. My son races at Waterford MI but he could not get his engine overhaul completed in time and had to miss the first race weekend - so we didn't cross the border. It may not even be ready for the second weekend. Seems that all the engine builders have more than enough work right now. So we will save another 2 days out of our 182. Would rather have been at Waterford though.

GR
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