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Old 06-01-2017, 06:58 PM
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Is this totaled ?

Sorry I'm new on here and not sure if I am posting in the right forum . I just got in an accident today and am wondering if anyone can be any help to tell me if they think this is going to be totaled or not. Thanks any help is appreciated
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  #2  
Old 06-01-2017, 07:20 PM
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Re: Is this totaled ?

There's no way to know if a vehicle is "totaled" until it's evaluated by an adjuster. When an insurance company "totals" a car, it's because the cost to repair is above a certain high percentage of the current vehicle value and/or because something actually cannot be "fixed". So it depends on the actual damage and resultant cost.

That said, I hope you were ok after this accident as that is what is most important.
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Old 06-01-2017, 08:02 PM
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Re: Is this totaled ?

Did your airbags go off? If so then likely yes. Airbags are so expensive, and destructive that they almost always total a vehicle if they all go off. If not, it could go either way. Generally if the cost of repair is appx 75% the value of the vehicle they will total it. Rental car, and diminished value also figure into that.

My wife got t-boned by a 16 year old kid about 2 months ago, smashed the side, broke the rear axle, shattered the rear wheel. Insurance refused to total it. $12k in repairs ($3k of which was labeled "frame repair"), $2k in rental car, and $6k in diminished value later we got a Jeep back. As part of the diminished value claim we talked to all of the Jeep dealers about value before/after and 2 out of three said they wouldn't even take it on trade as it was an "unsellable" vehicle. So we took it to the one dealer who would take it and traded it.

With the diminished value it worked out about the same as a total, but with more headache.

*diminished value claims require the insurance to pay you the difference between what your car was worth before the accident, and after being repaired. Some states require insurance to pay and some not. Generally it will only apply if someone else was at fault.


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Old 06-01-2017, 10:13 PM
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Re: Is this totaled ?

It looks bad in the pic. I feel it may be totaled out.
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Old 06-01-2017, 10:14 PM
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Re: Is this totaled ?

yikes

that said ... year, mileage, equipment, original owner .... etc ? too much unknown to determine. you'd better hope so, aint none of that an easy fix
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Old 06-01-2017, 11:06 PM
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Re: Is this totaled ?

u just got the compass and wrecked it already
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Old 06-01-2017, 11:11 PM
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Re: Is this totaled ?

Quote:
Originally Posted by venusfan View Post
u just got the compass and wrecked it already
Looks more like a cherokee
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Old 06-01-2017, 11:37 PM
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Re: Is this totaled ?

Quote:
Originally Posted by venusfan View Post
u just got the compass and wrecked it already

It's a Cherokee, posted in the Grand Cherokee section. Definitely not a compass.

Doesn't look totaled but who knows.
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Old 06-01-2017, 11:37 PM
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Re: Is this totaled ?

Yeah its a Cherokee.
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Old 06-02-2017, 12:03 AM
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Re: Is this totaled ?

Quote:
Originally Posted by venusfan View Post
u just got the compass and wrecked it already
WTF is wrong with you? You have no idea what happened.
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Old 06-02-2017, 12:06 AM
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Re: Is this totaled ?

Quote:
Originally Posted by GlowingGhoul View Post
WTF is wrong with you? You have no idea what happened.

Ignore him, he's blind.
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Old 06-02-2017, 03:35 AM
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LOL it's a Cherokee and I've actually had it for a few years and I was hit I didn't hit someone
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