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  #37  
Old 12-03-2009, 09:22 AM
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Re: What kind of payments...

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Originally Posted by Scottina06 View Post
ya gotta pay to play........
X2.

And I agree also about living out in the sticks. I would like some peace and quiet and fresh air for once. LOL
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  #38  
Old 12-03-2009, 09:33 AM
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Re: What kind of payments...

Joe I don't know how you do it bro. Living smack in the center on Manhattan NYC. I like to hang out there but I like to go home at night. Even 30-40 floors up you still hear sh*t going on street level. I love the Idea when I come home I can pull in my driveway, get out and walk in the house. God Bless You and Fabs!!!
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  #39  
Old 12-03-2009, 09:34 AM
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Re: What kind of payments...

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Originally Posted by White WK Swagga View Post
Joe I don't know how you do it bro. Living smack in the center on Manhattan NYC. I like to hang out there but I like to go home at night. Even 30-40 floors up you still hear sh*t going on street level. I love the Idea when I come home I can pull in my driveway, get out and walk in the house. God Bless You and Fabs!!!
I don't know how I do it either man. I dont know.
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  #40  
Old 12-03-2009, 10:13 AM
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Re: What kind of payments...

$730 a month for a car is expensive (least for me). I guess its relative though, if you have the money why not? If you struggle to make bills then its not a good idea.

Did you find out how much more your car insurance is going to be?

This is why I put the srt8 out of my mind. The srt8 was too much when I bought my limited, if they had the current incentives two years ago I would be driving an SRT8 right now.
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  #41  
Old 12-03-2009, 10:29 AM
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Re: What kind of payments...

So anything 'decent' in Nassau County, Long Island is going to cost you $500k with $10k per year in taxes. Yeah, it's expensive.

So to put down 85%, you're looking at $400k+ and 35% is like $180K. I'm sure for $180k I can get something AMAZING in the sticks and my mortgage would be under $1000. Right now, mortgage is nearly $2800 (with taxes included).

Here's the thing -- I can make 6-figure salary here in NY where the same job 'in the sticks' is under $65k so I think it evens out at some point.
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  #42  
Old 12-03-2009, 10:38 AM
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Re: What kind of payments...

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Originally Posted by pjs1965 View Post
So anything 'decent' in Nassau County, Long Island is going to cost you $500k with $10k per year in taxes. Yeah, it's expensive.

So to put down 85%, you're looking at $400k+ and 35% is like $180K. I'm sure for $180k I can get something AMAZING in the sticks and my mortgage would be under $1000. Right now, mortgage is nearly $2800 (with taxes included).

Here's the thing -- I can make 6-figure salary here in NY where the same job 'in the sticks' is under $65k so I think it evens out at some point.
X2
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  #43  
Old 12-03-2009, 10:56 AM
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Re: What kind of payments...

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Originally Posted by pjs1965 View Post
Here's the thing -- I can make 6-figure salary here in NY where the same job 'in the sticks' is under $65k so I think it evens out at some point.

Or move to north jersey and commute. Though, I am sure you will still have to pay a city wage tax.

The company I once worked for was in Philadelphia I live in South Jersey and I was stationed in NJ and never went into the city so, I was exempt from the city wage tax unless I traveled to the office (good luck for them to prove). I had to prove to the city I was not working in the office since they really want their tax money.
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  #44  
Old 12-03-2009, 02:56 PM
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Re: What kind of payments...

$422.00 a month @ 7% for 72 month - $8,000 down

sticker was $25,000 - after tax, warrenty, blah blah, $30,500 I think.

my credit score was like 720 - idk if that helps you any.
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  #45  
Old 12-03-2009, 03:01 PM
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Re: What kind of payments...

Quote:
Originally Posted by downstate View Post
$422.00 a month @ 7% for 72 month - $8,000 down

sticker was $25,000 - after tax, warrenty, blah blah, $30,500 I think.

my credit score was like 720 - idk if that helps you any.
If you had come into my dealership with a 720 beacon, you would have been WAY under 7%. I haven't been there for over 2 years, but that seems high.

would have saved you a little bit.
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  #46  
Old 12-03-2009, 06:42 PM
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Re: What kind of payments...

I should have gone through my bank to get a loan, this was the first car that I've financed without a co-signer - my income is also under $25,000 a year so that could have hurt me as well.
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  #47  
Old 12-03-2009, 06:48 PM
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Re: What kind of payments...

Quote:
Originally Posted by crimson View Post
$730 a month for a car is expensive (least for me). I guess its relative though, if you have the money why not? If you struggle to make bills then its not a good idea.

Did you find out how much more your car insurance is going to be?

This is why I put the srt8 out of my mind. The srt8 was too much when I bought my limited, if they had the current incentives two years ago I would be driving an SRT8 right now.
Nah its not a lot.

My insurance went up 40 a month from 179 per to 219 per. 20 year olds are frowned upon. LOL. But I have been on the insurance since I was 16 and it has gone down every year. Also living in Chelsea in Manhattan doesnt help the insurance also. haha. The insurance company asked me if it was parked in a indoor garage though. Which I said my current one is parked in a indoor garage, so why wouldn't I park it indoors?
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  #48  
Old 12-03-2009, 06:52 PM
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Re: What kind of payments...

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Originally Posted by Elvis Presley View Post
Nah its not a lot.

My insurance went up 40 a month from 179 per to 219 per. 20 year olds are frowned upon. LOL. But I have been on the insurance since I was 16 and it has gone down every year. Also living in Chelsea in Manhattan doesnt help the insurance also. haha. The insurance company asked me if it was parked in a indoor garage though. Which I said my current one is parked in a indoor garage, so why wouldn't I park it indoors?
You'll get a big drop, usually around 25, and then again once you get married. lol. I think it's funny they view a married man as less risky?
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