2014 Overland... Rear-ended after 6 days of ownership - Page 5 - Jeep Garage - Jeep Forum

Go Back   Jeep Garage - Jeep Forum > Jeep Platform Discussion > Grand Cherokee - WK2 -

Join Jeep Garage Today
Reply
 
Thread Tools Display Modes
 
  #49  
Old 01-24-2014, 03:32 PM
bill_de's Avatar
Premium Member
My Jeep: 2017 5.7L WK2
 
Join Date: Sep 2012
Posts: 8,425
Thanks: 703
Thanked 982 Times in 776 Posts
Rep Power: 1805134
bill_de has a reputation beyond reputebill_de has a reputation beyond reputebill_de has a reputation beyond reputebill_de has a reputation beyond reputebill_de has a reputation beyond reputebill_de has a reputation beyond reputebill_de has a reputation beyond reputebill_de has a reputation beyond reputebill_de has a reputation beyond reputebill_de has a reputation beyond reputebill_de has a reputation beyond repute
Re: 2014 Overland... Rear-ended after 6 days of ownership

In many states Allstate, and others, have started accident forgiveness plans where your rates don't increase because of a first, or any, accident. That depends on the options you took.

They also have options where your deductible is lowered each year you go without an accident.

If your insurance company pays your claim, they should go after the other party for what they paid, and your deductible, if any.

In many states, as long as they can recover a set percentage, they cannot raise your rates. In NY they only need to recover 30%.

But all may not be as rosy as it sounds. Most policies provide good driver discounts. I'm not sure if you lose that for any accident. I always felt that was their way of skirting the rule that says no surcharge. "We're not charging you more, just giving you a smaller discount.

Just like the owner's manual, everybody really should read their insurance polices. They aren't that long, and anyone with an 8th grade reading capability should be able to understand it. The days of all legalize are gone.

__________________
If you need a shoulder to cry on ...
... pull over to the side of the road!

Reply With Quote
Sponsored Links
Advertisement
 
  #50  
Old 01-24-2014, 05:50 PM
SW03ES's Avatar
Senior Member
My Jeep: 2014 3.6L WK2
 
Join Date: Jun 2011
Location: Gaithersburg, MD
Posts: 1,882
Thanks: 18
Thanked 69 Times in 54 Posts
Rep Power: 1304523
SW03ES has a reputation beyond reputeSW03ES has a reputation beyond reputeSW03ES has a reputation beyond reputeSW03ES has a reputation beyond reputeSW03ES has a reputation beyond reputeSW03ES has a reputation beyond reputeSW03ES has a reputation beyond reputeSW03ES has a reputation beyond reputeSW03ES has a reputation beyond reputeSW03ES has a reputation beyond reputeSW03ES has a reputation beyond repute
Re: 2014 Overland... Rear-ended after 6 days of ownership

I have Allstate. Filing a claim for a no fault accident like this will not raise your rates. But it will appear as a claim if you ever go to apply with someone else.
__________________
~Steve~
2015 Lexus LS460 AWD, Nebula Grey w/Light Grey Shimamoku Interior
2015 Kia Sedona SX-L, BlackBerry w/ Dark Burgundy Interior
Previous Jeeps: 2014 Grand Cherokee Overland; 2011 Grand Cherokee Laredo X
Reply With Quote
  #51  
Old 02-02-2014, 08:29 PM
Member
My Jeep: 2014 3.0L WK2
 
Join Date: Jan 2013
Location: Southern California
Posts: 74
Thanks: 5
Thanked 1 Time in 1 Post
Rep Power: 1529
Crkwolf is on a distinguished road
Garage
Re: 2014 Overland... Rear-ended after 6 days of ownership

Quote:
Originally Posted by Medpilot View Post
For that very reason, I have one of these on the back of my Jeep.

What's the name of this? I like the design.
Reply With Quote
  #52  
Old 02-02-2014, 09:21 PM
AquaForester's Avatar
Member
 
Join Date: May 2011
Posts: 732
Thanks: 2
Thanked 15 Times in 11 Posts
Rep Power: 7987
AquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond repute
Re: 2014 Overland... Rear-ended after 6 days of ownership

Quote:
Originally Posted by Crkwolf View Post
What's the name of this? I like the design.
+1

Can that be used as a tow point?
Reply With Quote
  #53  
Old 02-02-2014, 09:26 PM
Member
My Jeep: 2014 3.6L WK2
 
Join Date: May 2013
Location: Phoenix
Posts: 34
Thanks: 0
Thanked 1 Time in 1 Post
Rep Power: 1373
Medpilot is on a distinguished road
Re: 2014 Overland... Rear-ended after 6 days of ownership

Quote:
Originally Posted by Crkwolf View Post
What's the name of this? I like the design.
I ordered it from amazon. http://www.amazon.com/gp/product/B00...?ie=UTF8&psc=1

Overall I like it. The down side is that it comes with a glossy finish, not matte like the picture. There's also a bit of play when installed. Other than that, the thing is rock solid!
Reply With Quote
The Following User Says Thank You to Medpilot For This Useful Post:
  #54  
Old 02-02-2014, 09:28 PM
Member
My Jeep: 2014 3.6L WK2
 
Join Date: May 2013
Location: Phoenix
Posts: 34
Thanks: 0
Thanked 1 Time in 1 Post
Rep Power: 1373
Medpilot is on a distinguished road
Re: 2014 Overland... Rear-ended after 6 days of ownership

Quote:
Originally Posted by AquaForester View Post
+1

Can that be used as a tow point?

As in using it with a tow strap? Absolutely.

It's also nice as a step for washing the roof.
Reply With Quote
  #55  
Old 02-03-2014, 05:46 AM
AquaForester's Avatar
Member
 
Join Date: May 2011
Posts: 732
Thanks: 2
Thanked 15 Times in 11 Posts
Rep Power: 7987
AquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond reputeAquaForester has a reputation beyond repute
Quote:
Originally Posted by Medpilot View Post
As in using it with a tow strap? Absolutely.

It's also nice as a step for washing the roof.

Oh that's great. Can u tell me the name? Thanks much!
EDIT: Didn't see name mentioned above thanks.
Reply With Quote
  #56  
Old 02-03-2014, 05:56 AM
Hitchhiking
My Jeep: 2008 6.1L SRT8
 
Join Date: Nov 2011
Location: middleburg fl
Posts: 909
Thanks: 0
Thanked 12 Times in 12 Posts
Rep Power: 0
kennzz05 has a reputation beyond reputekennzz05 has a reputation beyond reputekennzz05 has a reputation beyond reputekennzz05 has a reputation beyond reputekennzz05 has a reputation beyond reputekennzz05 has a reputation beyond reputekennzz05 has a reputation beyond reputekennzz05 has a reputation beyond reputekennzz05 has a reputation beyond reputekennzz05 has a reputation beyond reputekennzz05 has a reputation beyond repute
Re: 2014 Overland... Rear-ended after 6 days of ownership

Quote:
Originally Posted by abarbs30 View Post
Same thing happened to me, but I had my hitch and ball on. The car that rear ended me took all the damage. Basically the ball went 2-3" deep into the front of the other car and it never got to my paint. I'll never take that ball off now..
ive read that doing that set you up for frame damage in a moderate crash, not to mention all the busted shins from walking into it

i would think those steps would really be setting you up for frame damage as it is transferring the hit directly to the frame
Reply With Quote
  #57  
Old 02-03-2014, 08:30 AM
jerkylips's Avatar
Member
My Jeep: 2011 3.7L KK
 
Join Date: Jul 2012
Posts: 242
Thanks: 0
Thanked 7 Times in 6 Posts
Rep Power: 1924
jerkylips has a reputation beyond reputejerkylips has a reputation beyond repute
Quote:
Originally Posted by roots4x View Post
Yeah the preliminary estimate said about $1k worth of damage. It is unlikely there is more damage although most places that looked said it's certainly possible. I have absolutely no tickets or accidents on record for over 7 years so I'm just gonna go ahead and file a claim. I've been told repeatedly by my agent that filing a claim with my insurance (Allstate) will not increase my premiums. It's still possible the other insurance (Robert Moreno) can take care of this in which case I'll just cancel the Allstate claim.

I am still a tiny bit skeptical about what my agent said, but what can I do. I'm probably gonna stay with them for a while and I'm gonna keep this car at least 6-7 years. The only hope I have for DImished value is that since there was no police report, there won't be a carfax entry for it.
You should always go through your own insurance. When you're dealing with the other driver's company you never know what they'll authorize, like what kind of shop, used parts, noon OEM parts, etc. Trust me, I went through this earlier this year. Go through your own & let them bill everything back to the other company.

As for diminished value, do your research before accepting anything. The other driver's insurance just sent me a check for $300 after a head on collision that caused $3000 same. That check went back as fast as it came.

Sent from my SAMSUNG-SGH-I337 using Tapatalk
Reply With Quote
Reply

Tags
2014

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Ten days ownership Ten observations Caper Grand Cherokee - WK2 - 31 12-13-2013 05:33 AM
WJ got rear ended... 206WJ Grand Cherokee - WJ 12 06-26-2013 02:59 PM
Rear Ended adamchrtrnd Grand Cherokee - WK2 - 25 03-14-2013 02:02 PM
Observations after 10 days of ownership HAMMMERHEAD Grand Cherokee SRT - WK2 6 06-16-2012 11:09 AM
Rear ended Radside Grand Cherokee - WK2 - 24 12-27-2010 09:16 PM

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 11:00 PM.


Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Copyright 2012 - JeepGarage.Org
The Jeep Grand Cherokee Owners Community

JeepGarage.org is in no way associated with or endorsed by FCA US LLC. Chrysler, Dodge, Jeep, Ram, Mopar and SRT are registered trademarks of FCA US LLC.