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  #73  
Old 06-12-2014, 10:28 PM
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$50k+ is a lot of money for a new vehicle...

Canistel-

He asked how you guys justify spending the money. I took that to mean he wanted to know what drove our buying decision. Maybe he wanted to hear if anyone had buyers remorse afterward. It sounds to me like your trying to sell him an annuity or a life insurance policy almost.

I just don't like the nanny mentality. Funny how it sounds like you took offense to that. Think about that. Why does it bother you? Maybe your a nanny for a living....how many children do you take care of?


And who on this thread is the dried biscuit? The people telling the op they love their jeep? The guys telling him to enjoy life? You'd have to know an awful lot about people's finances to say they have poor financial sense. I'm going to go out on a limb here and say you know zilch about anyone on this thread. Stop the assumptions please, and stop the nannying until your kids show up in the morning.

To borrow a phrase from a great financial guru-
You have the advice giving skills of a dried biscuit.

Don't give advice to people until you've done your homework. Have all the info you need to make an educated and helpful recommendation. Don't act like you know then talk like you know when you really don't know.

How does it feel to have someone tell you how to do things?

I'm done being your nanny now, you're welcome.



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  #74  
Old 06-12-2014, 10:45 PM
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Re: $50k+ is a lot of money for a new vehicle...

Quote:
Originally Posted by dubwarren View Post
Maybe it's just me but I get annoyed with all the nanny responses. People telling strangers how to spend and save.

All you nannies out there could start telling me what to do, tell me to move on if I don't like the convo. I guess it's like a car accident. I see it and I can't look away.
To be fair, this is really what the OP asked for, but I do agree canistel's holier than thou attitude about his viewpoint is out of line.

Quote:
Originally Posted by canistel
I'm certainly not going to keep banging my head on the wall in this thread; some of you have the financial smarts of a dried biscuit, not my problem at all. I just tried to give OP some good advice, which he explicitly asked for.
THIS is the issue. Viewpoints are fine, your point of view is obviously different from mine...but you're not wrong. The issue is that you're telling those of us who choose to live differently than you that we "have the financial smarts of a dried biscuit"...and thats just ridiculous. We're not wrong because we have different priorities than you. I will put my financial instincts and plan up against anybody's anyday. I choose to use my disposable income for my enjoyment as opposed to saving all of it above and beyond the plan I have in place...thats my choice...doesn't make me "bogus" or an idiot.

You're the one who sounds like an idiot by trying to force your one-size-fits-all Suze Orman financial smarts for dummies mindset on everyone and denigrating those who don't buy into it
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  #75  
Old 06-12-2014, 10:48 PM
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Re: $50k+ is a lot of money for a new vehicle...

Quote:
Originally Posted by SW03ES View Post
To be fair, this is really what the OP asked for.



THIS is the issue. Viewpoints are fine, your point of view is obviously different from mine...but you're not wrong. The issue is that you're telling those of us who choose to live differently than you that we "have the financial smarts of a dried biscuit"...and thats just ridiculous. We're not wrong because we have different priorities than you. I will put my financial instincts and plan up against anybody's anyday. I choose to use my disposable income for my enjoyment as opposed to saving all of it...thats my choice...doesn't make me "bogus" or an idiot.

You're the one who sounds like an idiot by trying to force your one-size-fits-all Suze Orman financial smarts for dummies mindset on everyone and denigrating those who don't buy into it.

Perfection above^^^^^^^








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  #76  
Old 06-13-2014, 06:44 AM
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Re: $50k+ is a lot of money for a new vehicle...

Quote:
Originally Posted by dubwarren View Post
Canistel-

He asked how you guys justify spending the money. I took that to mean he wanted to know what drove our buying decision. Maybe he wanted to hear if anyone had buyers remorse afterward. It sounds to me like your trying to sell him an annuity or a life insurance policy almost.

I just don't like the nanny mentality. Funny how it sounds like you took offense to that. Think about that. Why does it bother you? Maybe your a nanny for a living....how many children do you take care of?


And who on this thread is the dried biscuit? The people telling the op they love their jeep? The guys telling him to enjoy life? You'd have to know an awful lot about people's finances to say they have poor financial sense. I'm going to go out on a limb here and say you know zilch about anyone on this thread. Stop the assumptions please, and stop the nannying until your kids show up in the morning.

To borrow a phrase from a great financial guru-
You have the advice giving skills of a dried biscuit.

Don't give advice to people until you've done your homework. Have all the info you need to make an educated and helpful recommendation. Don't act like you know then talk like you know when you really don't know.

How does it feel to have someone tell you how to do things?

I'm done being your nanny now, you're welcome.



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  #77  
Old 06-13-2014, 07:01 AM
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Re: $50k+ is a lot of money for a new vehicle...

Quote:
Originally Posted by SW03ES View Post
To be fair, this is really what the OP asked for, but I do agree canistel's holier than thou attitude about his viewpoint is out of line.



THIS is the issue. Viewpoints are fine, your point of view is obviously different from mine...but you're not wrong. The issue is that you're telling those of us who choose to live differently than you that we "have the financial smarts of a dried biscuit"...and thats just ridiculous. We're not wrong because we have different priorities than you. I will put my financial instincts and plan up against anybody's anyday. I choose to use my disposable income for my enjoyment as opposed to saving all of it above and beyond the plan I have in place...thats my choice...doesn't make me "bogus" or an idiot.

You're the one who sounds like an idiot by trying to force your one-size-fits-all Suze Orman financial smarts for dummies mindset on everyone and denigrating those who don't buy into it
No, you missed the issue entirely.

Let me summarize my opinion once again:
- he is probably young (I'm going to guess around 25; he mentioned "toddler")
- he has just started making a good wage (combined wage)
- he was / is pushing around an old leaky honda (so probably not "born wealthy")

I agree that there are some assumptions being made there, but that is the information as I see it and what I'm basing my opinion on. None of that gives any indication that he is "financially stable". Now if you want to take the above and recommend to somebody that he drop $50K on a brand new toy, then yes you are most certainly giving bad advice.

If he was 50, been making a great wage for years, house paid for (or well on its way), has great savings (in one form or another), etc., etc., it would be a much different story. (No, those aren't absolutes rules, so don't even try to go there.)

I'm not saying people in general should stop buying 50K vehicles, I'm saying that in this particular case, my opinion is that he really shouldn't do it.
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  #78  
Old 06-13-2014, 08:03 AM
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Re: $50k+ is a lot of money for a new vehicle...

Quote:
Originally Posted by canistel View Post
No, you missed the issue entirely.

Let me summarize my opinion once again:
- he is probably young (I'm going to guess around 25; he mentioned "toddler")
- he has just started making a good wage (combined wage)
- he was / is pushing around an old leaky honda (so probably not "born wealthy")

I agree that there are some assumptions being made there, but that is the information as I see it and what I'm basing my opinion on. None of that gives any indication that he is "financially stable". Now if you want to take the above and recommend to somebody that he drop $50K on a brand new toy, then yes you are most certainly giving bad advice.

If he was 50, been making a great wage for years, house paid for (or well on its way), has great savings (in one form or another), etc., etc., it would be a much different story. (No, those aren't absolutes rules, so don't even try to go there.)

I'm not saying people in general should stop buying 50K vehicles, I'm saying that in this particular case, my opinion is that he really shouldn't do it.

Let me summarize this. You think you have to be old to have anything nice to enjoy, no matter how much money your making. Enjoy your retirement money when your old and decrepit.
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Old 06-13-2014, 08:28 AM
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Re: $50k+ is a lot of money for a new vehicle...

not sure if it's been mentioned, but in canada, the v6 overland STARTS at $58K. with taxes, it's $65.5K. that's $60.3K USD. you i was able to get employee pricing because of an acquaintance that works there, but still ended up paying $58K OTD (incl. taxes, fees)

also, it's been like 12 weeks and my factory ordered overland still isn't here yet. i might cancel the order and go look at the bmw x5.
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  #80  
Old 06-13-2014, 09:03 AM
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Re: $50k+ is a lot of money for a new vehicle...

Quote:
Originally Posted by canistel View Post
No, you missed the issue entirely.

Let me summarize my opinion once again:
Just because many of us have a different opinion, it doesn't mean we missed the issue.

When you have to summarize "Once Again", you are unlikely to change any opinions.

"The lady doth protest too much, methinks"


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  #81  
Old 06-13-2014, 09:40 AM
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Re: $50k+ is a lot of money for a new vehicle...

I found the Jessica Simpson posts more compelling than this backchat.



It's really not that complicated people, the OP is a cheapskate...and that's OK.

Me, I like to live a little...and consider myself fortunate to own the vehicle I do.
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  #82  
Old 06-13-2014, 10:28 AM
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Re: $50k+ is a lot of money for a new vehicle...

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Originally Posted by GCLimited View Post
I found the Jessica Simpson posts more compelling than this backchat.



It's really not that complicated people, the OP is a cheapskate...and that's OK.

Me, I like to live a little...and consider myself fortunate to own the vehicle I do.

Compelling is a good word. She compels me....

As for the op. He'll do what he does. Congrats if he buys, sucks if he doesn't.


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  #83  
Old 06-13-2014, 10:35 AM
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Re: $50k+ is a lot of money for a new vehicle...

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Compelling is a good word. She compels me....
Careful...you'll make SRTgirl jealous and she'll delete your posts!

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Old 06-13-2014, 11:05 AM
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