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  #13  
Old 08-19-2013, 12:26 PM
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Re: Ally/Chrysler/Whatever lease rates for August?

Jeeps website under build and price will show you the interest rate for a lease. It shows for a Laredo .55% Limited/Overland.31%. I am assuming this would be thru Chrysler Financial.
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Old 08-19-2013, 02:26 PM
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Re: Ally/Chrysler/Whatever lease rates for August?

Ah...you're right....31%. That translates to a MF of .00013...

Using the Jeep figures from the website the residual is 54% and the MF is .00013
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Old 08-19-2013, 02:50 PM
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Re: Ally/Chrysler/Whatever lease rates for August?

I prefer not to put anything down on a lease but, no luck selling my 2006 JGC for anything much over trade value, so i dont think the deal they gave me is that bad. 36mnth lease, 12k miles per year, with basically $5000 (my trade) down - payment is $346/m. If i took the cash from my trade home and didnt put anything down, looking at roughly $480/m. Both payments include taxes and fees.. Anyone do any better? Residual is roughly $22k, MF is roughly .00012
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Old 08-19-2013, 03:09 PM
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Re: Ally/Chrysler/Whatever lease rates for August?

Quote:
Originally Posted by hitch77 View Post
I prefer not to put anything down on a lease but, no luck selling my 2006 JGC for anything much over trade value, so i dont think the deal they gave me is that bad. 36mnth lease, 12k miles per year, with basically $5000 (my trade) down - payment is $346/m. If i took the cash from my trade home and didnt put anything down, looking at roughly $480/m. Both payments include taxes and fees.. Anyone do any better? Residual is roughly $22k, MF is roughly .00012
At interest that low, just take the cash and put it in a CD or an account that grows. All you are doing is taking that $5000 and spreading it throughout the 36 payments. And if you crash it you lose all of that down payment because insurance will only pay what you owe on the vehicle. NEVER put anything down on a lease.
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Old 08-19-2013, 03:14 PM
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Re: Ally/Chrysler/Whatever lease rates for August?

yeah i can earn even 1% on the cash fairly easily. No sense in taking the gamble just to lower the payment up front
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Old 08-19-2013, 03:15 PM
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Re: Ally/Chrysler/Whatever lease rates for August?

Absolutely, thats great advice.
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