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  #1  
Old 07-31-2015, 11:05 PM
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Clipped Mirrors instead of Head On

So I'm driving back from a short errand.

And I see this car suddenly coming at me, in my lane, head on.

He looked like he was trying to pass another car in front of him..

It was only 2 lanes (1 each direction).

There was a guard rail on my right.

I went as far to the right as I could and slowed down and hoped.
And SMASH. F'K.

I pull over and get out and all I could see was my side view folded in and smashed. I thought we side swiped each other. I don't see a scratch.
It sounded worse than it was because it smashed the side view mirror into my window.

He did pull over.

So I turn around (damn hard with no side view mirror). And pull up to him.

I said why were you passing !! He said he wasn't. Oh Crap.
I amazed my self that I stayed calm and didn't lose it and chew him out.

I call the cops and while waiting all witnesses leave.

I was worried he might have been drunk because it was not even close to have enough time to pass.

So cops come and see this very apparent minor accident that could have been very major. We were both doing 30-35MPH.

Cops don't even want to take a report if it's less than $1000.00 damage and nobody is hurt. But they did.

So then I explain to one cop this should not be my fault.
So we both fill out reports and exchange info.

I asked the Cop what the other operator said had happened.

He said he was looking down at his GPS and veered out of his lane.
That made sense because he didn't look like he was even overtaking the car in front of him. I was relieved he admitted fault to the cop.

He said he'd cover it. I saved his ass and mine.
30-35mph head-on offset wouldn't be pretty. He was in a Chevy Suburban.

Damn, I'm worried I'm gonna have another accident with no side view mirror. Can't believe how hard it is to drive without it.

Wonder what it will cost to fix. Mirror housing doesn't even look that bad, but it swings back and forth and don't know how much damage to guts of mirror is. I have BSM and power folding.

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  #2  
Old 07-31-2015, 11:34 PM
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Re: Clipped Mirrors instead of Head On

Quote:
Originally Posted by mswlogo View Post
So I'm driving back from a short errand.

And I see this car suddenly coming at me, in my lane, head on.

He looked like he was trying to pass another car in front of him..

It was only 2 lanes (1 each direction).

There was a guard rail on my right.

I went as far to the right as I could and slowed down and hoped.
And SMASH. F'K.

I pull over and get out and all I could see was my side view folded in and smashed. I thought we side swiped each other. I don't see a scratch.
It sounded worse than it was because it smashed the side view mirror into my window.

He did pull over.

So I turn around (damn hard with no side view mirror). And pull up to him.

I said why were you passing !! He said he wasn't. Oh Crap.
I amazed my self that I stayed calm and didn't lose it and chew him out.

I call the cops and while waiting all witnesses leave.

I was worried he might have been drunk because it was not even close to have enough time to pass.

So cops come and see this very apparent minor accident that could have been very major. We were both doing 30-35MPH.

Cops don't even want to take a report if it's less than $1000.00 damage and nobody is hurt. But they did.

So then I explain to one cop this should not be my fault.
So we both fill out reports and exchange info.

I asked the Cop what the other operator said had happened.

He said he was looking down at his GPS and veered out of his lane.
That made sense because he didn't look like he was even overtaking the car in front of him. I was relieved he admitted fault to the cop.

He said he'd cover it. I saved his ass and mine.
30-35mph head-on offset wouldn't be pretty. He was in a Chevy Suburban.

Damn, I'm worried I'm gonna have another accident with no side view mirror. Can't believe how hard it is to drive without it.

Wonder what it will cost to fix. Mirror housing doesn't even look that bad, but it swings back and forth and don't know how much damage to guts of mirror is. I have BSM and power folding.
Glad you weren't hurt and that the damage wasn't worse. I've lost a number of mirrors on various 4x4's over the years to idiots like that and they have never stopped. But, in the old days, you went to a glass shop and they replaced the mirror in the mount. Now, with the retractable mirrors and defrosters and turn signals, not to mention warning lights in those mirrors, it isn't as simple or as cheap.

Again, glad you weren't hurt.
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Old 07-31-2015, 11:56 PM
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Re: Clipped Mirrors instead of Head On

eBay!! There are plenty of Grand Cherokee mirrors available and they are easy to swap. You can even buy the complete mirror assembly with cap and mirror and all.
Or if you aren't handy or have the ability to purchase stuff online then I suppose go to the dealer, but it won't be cheap. Through online yourself prices won't be bad, but through a dealer I can see a complete mirror assembly being very expensive. Especially if it's for a higher end model with dimming, heated, lane departure, power folding etc etc.
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Old 08-01-2015, 07:27 AM
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Re: Clipped Mirrors instead of Head On

Quote:
Originally Posted by JTS97Z28 View Post
eBay!! There are plenty of Grand Cherokee mirrors available and they are easy to swap. You can even buy the complete mirror assembly with cap and mirror and all.
Or if you aren't handy or have the ability to purchase stuff online then I suppose go to the dealer, but it won't be cheap. Through online yourself prices won't be bad, but through a dealer I can see a complete mirror assembly being very expensive. Especially if it's for a higher end model with dimming, heated, lane departure, power folding etc etc.
Since he's paying for it, if all goes well, I just assume dealer fix it.

For grins I checked ebay. I don't see an overland driver side with bsm on ebay.
there is a passenger side one for $700-ish.
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Old 08-01-2015, 08:16 AM
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Re: Clipped Mirrors instead of Head On

Called dealer. $1050.00 installed.

I love my dealer. Called before 8AM on a Saturday to check hours and service answered.
He asked for VIN, checked inventory, ordered part and made appt in 5min.
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Old 08-01-2015, 08:20 AM
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Re: Clipped Mirrors instead of Head On

Who woulda ever thunk that one day a lousy mirror could run over a grand...
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  #7  
Old 08-01-2015, 09:59 AM
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Re: Clipped Mirrors instead of Head On

Damn when mirror abruptly folded at 70mph and smashed lens against drivers window it dinged the door and there is a bunch of scratches in drivers window.

Seems so petty, considering how bad it could have been but I'm bummed.

What triggers a carfax report?

Police report? Insurance paying out?
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Old 08-01-2015, 10:54 AM
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Re: Clipped Mirrors instead of Head On

Quote:
Originally Posted by mswlogo View Post
Damn when mirror abruptly folded at 70mph and smashed lens against drivers window it dinged the door and there is a bunch of scratches in drivers window.

Seems so petty, considering how bad it could have been but I'm bummed.

What triggers a carfax report?

Police report? Insurance paying out?
Here's a link to Carfax and what/where they obtain their info...

CARFAX®- See CARFAX® Car Data Sources | Comprehensive Car Database

Carfax can only obtain info from sources that make it available to them. Not all states, police departments and insurance companies do. So while Carfax is better than nothing it may not be completely accurate.

I know that when my 98 went back under WI's lemon law, none of that info ever showed up in Carfax because WI didn't make that info available. Not sure if they do even today. If I can find that old VIN I'd be curious to run that today just to see what shows up.
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Old 08-04-2015, 05:28 PM
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Re: Clipped Mirrors instead of Head On

After reading so many posts about using your OWN insurance company instead of trying to use the guilty parties, I called my insurance today.


Well it's not so simple as them lighting a fire under the other insurance companies butt.


When you call your insurance company, everything is on YOUR plan. They apply your deductible, your good driving points go away etc.


Then LATER they go after the other insurance company and the other insurance company has to admit liability. If they don't you are screwed. Once they do, they send you a deductible check and reset your record.


For a large accident, by all means just contact your own even if not your fault or fault not proven. Just get it fixed.


But for a small accident, it gets complex. If this was no fault or my fault I'd pay it out of pocket. But until it's proven and settled to be other parties fault it's all on me.


And if for some reason the other party wiggles out of liability. I'm screwed because they already paid the claim I put in. It may not even be worth my insurance companies time to fight with the other insurance company for so little money. They don't care my record is clean or not. They will do what is the cheapest path.


If I call the other party insurance, I'm sure I'll run into similar horror stories for slow pace and used parts.


This sucks.


Mirror $1050.00, Dent in Door $400-500 they have to use body filler and paint whole door. New molding and drivers window has small chips taken out.


I must say though MetLife is blazing fast and my dealer where I bought and service it is listed as one of their repair shops. And they called changed my personal apt to have fixed out pocket tomorrow and switch it to an insurance repair (all within a few hours).
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Old 08-04-2015, 08:55 PM
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Re: Clipped Mirrors instead of Head On

Each carrier has their own processes and policies around handling a claim that should ultimately be paid by another party's insurance. Some will ding you; some will not unless you're a 'frequent claimer', as it were.

It's good that things are moving swiftly at least so your ride is good as new real soon now!
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Old 08-04-2015, 10:17 PM
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Re: Clipped Mirrors instead of Head On

As I'm on the phone talking to the insurance company a thunderstorm rolls in.
Then it starts hailing. It's pretty rare around here and it was around pea sized (large peas). I didn't think anything of it. So I wanted to wash my car before bringing it to dealer for new mirror tonight. As I'm wiping the hood down I noticed about 10 dings in the hood.


Man that hood is soft. Can a scratch and dent place fix these?
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Old 08-04-2015, 10:23 PM
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About 3 months back in my little cherokee I had a guy on the hwy, going the same direction fly by doing what I estimated 90+...they clipped my mirror and kept going....some people suck
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