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  #601  
Old 03-24-2013, 01:53 PM
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Re: DC metro area group buy

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Originally Posted by Raptor View Post
Aren't you from NY?

Looks like they charged you sales tax on tags tittle & the processing fee??

Are you having them register, tittle, and get NY plates? What sales tax rate did you pay?

Why not get an in transit plate and register it yourself when you get home?<!-- / message -->
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Yeah, they are doing it all for me through the NY DMV. I asked them to. My sales tax rate is in the 8s, like 8.6 or something in that area. Don't remember exactly what the rate was.
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  #602  
Old 03-24-2013, 04:22 PM
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Re: DC metro area group buy

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Originally Posted by Keirik View Post
Yeah, they are doing it all for me through the NY DMV. I asked them to. My sales tax rate is in the 8s, like 8.6 or something in that area. Don't remember exactly what the rate was.
Nassau & Suffolk counties both have a sales tax rate of 8.625%..... the sales tax you are being charged does't add up. Even if they add their processing fee & the DMV fees into the total, which they shouldn't be doing, you are still being overcharged for NYS sales tax!
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  #603  
Old 03-24-2013, 04:30 PM
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Re: DC metro area group buy

I just placed my order!

So far everything has been just as expected regarding numbers. While the communication has been a bit slower than my liking, I do completely understand the reason. Nader has been extremely friendly, hasn't tried to sell me anything on top of what I have requested and when I do get his attention, he's quite prompt.

The last thing we need to sort out is financing. Can anyone that has been through the process explain when the financing conversation started?

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Old 03-24-2013, 06:38 PM
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Re: DC metro area group buy

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Originally Posted by Macaroni View Post
I just placed my order!

So far everything has been just as expected regarding numbers. While the communication has been a bit slower than my liking, I do completely understand the reason. Nader has been extremely friendly, hasn't tried to sell me anything on top of what I have requested and when I do get his attention, he's quite prompt.

The last thing we need to sort out is financing. Can anyone that has been through the process explain when the financing conversation started?

Thanks


Ordered: 2014 JGC Overland / True Blue / Brown/Light Frost / Hemi / ORA II / Advanced technology group
I went through finance once we agreed on trade price. Took about 10-15 minutes. I filled out the finance application ahead of time online though once we agreed on the price of the truck, so my interest rate and whatnot was already done.

My only advice regarding finance, if you watch your credit reports, is don't be surprised when you see 4 or 5 banks check your report. Most dealers farm it out to a couple banks to shop rates.
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  #605  
Old 03-24-2013, 06:54 PM
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Re: DC metro area group buy

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Originally Posted by Raptor View Post
Wow glad to hear you admit that there are some dealers out there that are just scum! Trying to part you from your money any lying, cheatin, dishonorable way they can!
This just goes to show you my experience with this dealer is not to be taken lightly...

Read up to one of my prior posts where I mention the fact that I take crap because I seem to be the one always defending dealers, this experience was bad.

I'm an honest guy, everybody has bad experiences from time to time but I stand behind my statement that far more times than not the dealers I deal with are fine.

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Originally Posted by Macaroni
The last thing we need to sort out is financing. Can anyone that has been through the process explain when the financing conversation started?
Heh...thats where the wheels came off the bus for me.

They won't want to discuss financing numbers with you until you are there, they don't want to do it with you at home when you can look at everything, they want to do it with you there in the dealership where they can move it all by you quickly. I was told I was wasting Thomas' time for even asking for all the figures for me to review before coming in. I believe the line was "If you can't come in for us to review everything with you I don't see how I can help you"

I got him to give me some payments, and once I got those it became immediately apparent that something was wrong. Once I backed it all out I could tell that there was money in the deal I couldn't account for, when I pressed him I found that the deal I had been given in writing was not what they had built into the paperwork. Once he realized I was onto him he no longer wanted anything to do with me.

Be VERY careful. I don't want to see you drive down from NY and be dissapointed.

Plenty of good dealers here, Criswell is good, Darcars is good, Fair Oaks in VA is good. No need to buy it from these guys. When I finally did buy it from Darcars the transaction was great, negotiated the deal I wanted over the internet, applied for everything from home. Went in to sign the paperwork and get the Jeep, all was as it was discussed. The way it should be.
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  #606  
Old 03-24-2013, 07:11 PM
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Re: DC metro area group buy

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Originally Posted by SW03ES View Post
This just goes to show you my experience with this dealer is not to be taken lightly...

Read up to one of my prior posts where I mention the fact that I take crap because I seem to be the one always defending dealers, this experience was bad.

I'm an honest guy, everybody has bad experiences from time to time but I stand behind my statement that far more times than not the dealers I deal with are fine.



Heh...thats where the wheels came off the bus for me.

They won't want to discuss financing numbers with you until you are there, they don't want to do it with you at home when you can look at everything, they want to do it with you there in the dealership where they can move it all by you quickly. I was told I was wasting Thomas' time for even asking for all the figures for me to review before coming in. I believe the line was "If you can't come in for us to review everything with you I don't see how I can help you"

I got him to give me some payments, and once I got those it became immediately apparent that something was wrong. Once I backed it all out I could tell that there was money in the deal I couldn't account for, when I pressed him I found that the deal I had been given in writing was not what they had built into the paperwork. Once he realized I was onto him he no longer wanted anything to do with me.

Be VERY careful. I don't want to see you drive down from NY and be dissapointed.

Plenty of good dealers here, Criswell is good, Darcars is good, Fair Oaks in VA is good. No need to buy it from these guys.
I can understand why they are hesitant to give out payments before the car is there and ready to be sold. There are some people who just don't get it and will get worked up when they are quoted payments and the interest rates change next month, or they have worse credit than they told the dealer about to get the estimates. If you want to know what your payments are going to be, try going to your credit union or bank and get a loan with a 90 day rate lock, and then when you go to the dealer see if they can beat the rate, if not use the pre approved loan check you got from your credit union or bank.

Don't ever let the dealer quote you monthly payments, that is a tactic to confuse buyers and to pad in extra charges without the buyer noticing. You know what the cash price for the vehicle is, and you should know the interest rate and term of the loan so use the numerous websites/apps out there to calculate the monthly payment yourself.

If you have good credit, and qualify for membership Pentagon Federal Credit Union has 1.79% APR for 60 months on new vehicle purchases, that rate will be very hard to beat unless Jeep has some promotional financing going on.
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  #607  
Old 03-24-2013, 07:16 PM
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Re: DC metro area group buy

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Originally Posted by mpatel1080 View Post
I can understand why they are hesitant to give out payments before the car is there and ready to be sold. There are some people who just don't get it and will get worked up when they are quoted payments and the interest rates change next month, or they have worse credit than they told the dealer about to get the estimates. If you want to know what your payments are going to be, try going to your credit union or bank and get a loan with a 90 day rate lock, and then when you go to the dealer see if they can beat the rate, if not use the pre approved loan check you got from your credit union or bank.
First of all let me say I am a VERY experienced car buyer. I have negotiated many auto sales in my life, and I negotiate real estate transactions for a living. I know what I'm doing.

We're talking about "send me this info and I will be there to get the Jeep". We had already negotiated the deal, pricing, etc. I was not just some random email. They had processed and approved the financing.

I ask for the payments and the loan information in advance for this very reason, to make sure I'm getting what I am supposed to be getting. In this particular situation I was also considering leasing and I needed to know the money factors and residuals. I did not need to know what my payments would be, I can use a loan calculator, I needed to be able to do the math to make sure the numbers added up. Once I finally got the figures they did not.

I've bought many cars this way. The reason they didn't want to give me the information was because they had quoted me a price they were not planning on honoring. No other car dealership has ever had an issue releasing the information requested to me.
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  #608  
Old 03-24-2013, 07:24 PM
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Quote:
Originally Posted by mpatel1080 View Post
I can understand why they are hesitant to give out payments before the car is there and ready to be sold. There are some people who just don't get it and will get worked up when they are quoted payments and the interest rates change next month, or they have worse credit than they told the dealer about to get the estimates. If you want to know what your payments are going to be, try going to your credit union or bank and get a loan with a 90 day rate lock, and then when you go to the dealer see if they can beat the rate, if not use the pre approved loan check you got from your credit union or bank.

Don't ever let the dealer quote you monthly payments, that is a tactic to confuse buyers and to pad in extra charges without the buyer noticing. You know what the cash price for the vehicle is, and you should know the interest rate and term of the loan so use the numerous websites/apps out there to calculate the monthly payment yourself.

If you have good credit, and qualify for membership Pentagon Federal Credit Union has 1.79% APR for 60 months on new vehicle purchases, that rate will be very hard to beat unless Jeep has some promotional financing going on.
I never, ever buy on payments. I deal only on OTD pricing and I always have financing arranged before I go in. I also know the max I'm willing to pay for the car. If the dealer can beat it, I'll go through them, if not, I have a bank check with me. PenFed gave me 1.49%, I told Koons to beat it and they gave me 1.29 with no negotiating at all.

If you go in negotiating on payments alone, you're probably going to take a bath in F&I.

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  #609  
Old 03-24-2013, 07:36 PM
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Re: DC metro area group buy

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Originally Posted by gwnewman1 View Post
I never, ever buy on payments. I deal only on OTD pricing and I always have financing arranged before I go in. I also know the max I'm willing to pay for the car. If the dealer can beat it, I'll go through them, if not, I have a bank check with me. PenFed gave me 1.49%, I told Koons to beat it and they gave me 1.29 with no negotiating at all.

If you go in negotiating on payments alone, you're probably going to take a bath in F&I.
You're missing the point. I do not negotiate based on payments. I negotiate a purchase price, then negotiate OTD price.

At this particular time they did have rebates and special financing. I asked for the financing figures and paperwork soley to make sure that they were not padding the deal, which they were.

I could have gotten a loan through PenFed or whatever but I decided to simply not do business with them.

Quote:
Originally Posted by mpatel1080
I walked into the dealership with the monthly payments calculated. The dealer tried to pad the numbers when I pulled out my calculated payments they scrambled around and said they made a math mistake.
This is exactly what happened, except that when I highlighted the issue, the dealer simply asked me to leave. What happened to me was intentional, they had no intention of delivering the deal that they had given me in writing. When they realized I had figured it out they no longer wanted to do business with me.
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  #610  
Old 03-24-2013, 08:03 PM
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Can we please get back on topic and go to the appropriate threads to discuss "car shopping". Thank you for the "Heads up" but there is no need to drag it on and hijack the thread. Thank you.
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Old 03-24-2013, 08:04 PM
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Re: DC metro area group buy

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Originally Posted by gwnewman1 View Post
I never, ever buy on payments. I deal only on OTD pricing and I always have financing arranged before I go in. I also know the max I'm willing to pay for the car. If the dealer can beat it, I'll go through them, if not, I have a bank check with me. PenFed gave me 1.49%, I told Koons to beat it and they gave me 1.29 with no negotiating at all.

If you go in negotiating on payments alone, you're probably going to take a bath in F&I.

Sent from my XT907 using Tapatalk 2

I can see why SWO3ES would want to see documentation and numbers. Seeing on paper and knowing what the variables are for that end price are important. I'm like you gwnewman, I do all my financial formalities prior to purchase so that I know what I'm fully capable of paying. However with that, I am also one who want's to see what I'm getting and what they are charging me. This is a contractual bid and it may not be a lot of money for you, but for me I want to ensure I'm getting what I'm paying for. Is that too much to ask from a customer service oriented business who sells expensive items? I would hope not
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Old 03-24-2013, 10:15 PM
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Re: DC metro area group buy

Just be careful dealing with these people, that's all I'm saying.

If my hijacking the thread saves somebody from getting screwed by this particular dealer, its worthwhile.
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