How much are you paying at the pump to fill up? - Page 26 - Jeep Garage - Jeep Forum

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  #301  
Old 12-18-2015, 09:15 AM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by Jim_in_PA View Post
Because we don't carry much cash and many of us also prefer the automatic record keeping that comes by using a charge card. I personally use AMEX like cash and it's paid off monthly. And use the "points" for other purchases or to reduce the bill. There is at most a 2 cent difference between the "cash discount" third tier stations and the one a few hundred feet down the road that I most often buy from with my card.
Here is another reason I go through the "inconvenience" of always paying cash for gasoline. It's not only cheaper many times, but you don't have to run the risk of dealing with this kind of crap, that is becoming all too common today. This was just a couple of miles from my house. There have been several others this past year.

Credit card skimming device found at Glendale gas station - azfamily.com 3TV | Phoenix Breaking News, Weather, Sport

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  #302  
Old 12-18-2015, 10:55 AM
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Re: How much are you paying at the pump to fill up?

Skimming certainly is an issue because they are easily hidden inside of gas pumps if the thief can gain access and it's particularly painful for folks who use...DEBIT cards...because even though they will get back their money, there can be initial repurcussions. I never use a debit card. Ever. So skimming not a factor for me when it comes to purchase decisions. Additionally, all my cards are chip cards including my AMEX and since 1 October 2015, the gas station would be liable for the fraud at this point, too, if they don't have the ability to read and process a chip card.

I really do not carry cash outside of a small amount for emergency use while traveling and a few cents a gallon isn't an incentive for me to have to go acquire it before filling my tank. It's also not consistent with my record keeping. With card transactions, I have a record of very transaction, both at the CC company and in Quicken. Not so for cash transactions.
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  #303  
Old 12-18-2015, 01:23 PM
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Re: How much are you paying at the pump to fill up?

1.82 at Sam's Club in Raleigh
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  #304  
Old 12-18-2015, 01:33 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by Jim_in_PA View Post
Because we don't carry much cash and many of us also prefer the automatic record keeping that comes by using a charge card. I personally use AMEX like cash and it's paid off monthly. And use the "points" for other purchases or to reduce the bill. There is at most a 2 cent difference between the "cash discount" third tier stations and the one a few hundred feet down the road that I most often buy from with my card.
Same here and I buy 90% of my gas at Costco.

billt. Skimmers are a risk, but if you pay attention it's a non issue. Also buying most of gas at Costco this an even lager non issue.

Cash doesn't get me any discount here. Points on the Amex and Costco go a lot further.
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  #305  
Old 12-18-2015, 08:59 PM
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Re: How much are you paying at the pump to fill up?

There's no discount for paying cash here. Price is the same regardless whether it is credit, debit or cash.

Also, the amount of fraud or skimming cases have dwindled drastically (40% year over year) since the advent of chips on both credit and debit cards since 2007.

Most people I know at the office as well as friends rarely carry cash. It's not efficient. There's practically no need for it anymore; the rare tolls, over abundant parking meters and even municipal bike share programmes all run via automated or card payments.

It seems that only drug dealers, tax evaders, and tinfoil hat wearers prefer cash. (Tongue in cheek)

That said, regular gas is at $1.15 CAD/liter. CAA claims it should be retailing at roughly $0.82 based on the price of a barrel of Brennt oil, refiners' margin, retailers' margin and taxes from all three levels of government. Still, it's better than $1.50 from just a few short years ago.


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  #306  
Old 12-19-2015, 05:24 AM
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Re: How much are you paying at the pump to fill up?

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Also, the amount of fraud or skimming cases have dwindled drastically (40% year over year) since the advent of chips on both credit and debit cards since 2007.
And what's the percentage of skimming cases involving cash over that same period?
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  #307  
Old 12-19-2015, 08:49 AM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by Jim_in_PA View Post
It's also not consistent with my record keeping. With card transactions, I have a record of very transaction, both at the CC company and in Quicken. Not so for cash transactions.
If keeping records of gas purchases is that important, you can simply ask for a receipt when you pay, and they'll gladly give you one. The place where I fill up automatically gives you one without even asking. I just toss it in the can going out the door.
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Old 12-19-2015, 01:53 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by billt View Post
If keeping records of gas purchases is that important, you can simply ask for a receipt when you pay, and they'll gladly give you one. The place where I fill up automatically gives you one without even asking. I just toss it in the can going out the door.
I think you're missing the point here...the records are electronic, not little pieces of paper. It has nothing to do with a "receipt". It has nothing to do with "gas purchases" since it's for all purchases. The bottom line is that if you like using cash, enjoy. I don't prefer that and that's also a valid way to do things.
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  #309  
Old 12-19-2015, 03:27 PM
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Re: How much are you paying at the pump to fill up?

D2 is $.99.9/l in Nanaimo!!
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  #310  
Old 12-19-2015, 03:58 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by billt View Post
And what's the percentage of skimming cases involving cash over that same period?

Back in 75 I worked at a standard station. Who ever did not scam the customer would get fired. We had to over charge and give back less change. Not a lot of people ever noticed and when they did, we said oops sorry
Also had empty cans of oil on the side of the pump. Had to sell them empty oil cans at full price.
I got fired the 1st week cause I didn't want to scam this hot chick in a vette
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  #311  
Old 12-19-2015, 04:46 PM
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Re: How much are you paying at the pump to fill up?

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Back in 75 I worked at a standard station. Who ever did not scam the customer would get fired. We had to over charge and give back less change. Not a lot of people ever noticed and when they did, we said oops sorry
Also had empty cans of oil on the side of the pump. Had to sell them empty oil cans at full price.
I got fired the 1st week cause I didn't want to scam this hot chick in a vette
What does any of that have to do with paying cash for the exact amount of gas you've just pumped into your tank?
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  #312  
Old 12-19-2015, 08:32 PM
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How much are you paying at the pump to fill up?

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Originally Posted by billt View Post
What does any of that have to do with paying cash for the exact amount of gas you've just pumped into your tank?

Nothing I guess. I suppose I was giving an example that people were getting scammed long before credit cards even were around. You seem worried about credit card skimming, so can I assume you bring a calibrated testing container to make sure your paying exact money for exact amounts of gasoline?
Do you really think gas is created equal? Corporate greed all the way down to the kid in the station might be watering that precise amount of gas that you precisely pay for.
BP payed 54 billion dollars to date for the gulf oil spill, yet they still make big money.
I feel safer using my credit card paying for the same gas you are. Plus I get 5% cash back
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