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  #337  
Old 12-22-2015, 08:21 AM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by billt View Post
You asked. Now you know.
Do you use ATMs?

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  #338  
Old 12-22-2015, 08:32 AM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by durkadurka View Post
Do you use ATMs?
Very rarely. I simply go into the drive through, drop my slip into the container. 30 to 45 seconds later I hear a "woosh", accompanied with a "thank you". Remove my money, put it in my wallet, and drive off without leaving my car. Can't get much more convenient than that.

In the meantime I see these people all standing in line at the ATM waiting. Never made much sense to me. The more these people use ATM's, the longer they wait in line, and the faster service I get at the drive thru. 6 lanes, zero waiting.
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  #339  
Old 12-22-2015, 11:03 AM
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Re: How much are you paying at the pump to fill up?

$1.79/gal. at Costco in Fairfax, VA. I don't know how or if Costco makes a profit when it sells gas at this price. Everyone else is 25Cents to 50 cents/gal more. Premium is only 20 cents/gal over regular. In other places it's 40 cents to 70 cents/gal more. Long wait for the pump though due to long lines.
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  #340  
Old 12-22-2015, 12:01 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by billt View Post
Very rarely. I simply go into the drive through, drop my slip into the container. 30 to 45 seconds later I hear a "woosh", accompanied with a "thank you". Remove my money, put it in my wallet, and drive off without leaving my car. Can't get much more convenient than that.

In the meantime I see these people all standing in line at the ATM waiting. Never made much sense to me. The more these people use ATM's, the longer they wait in line, and the faster service I get at the drive thru. 6 lanes, zero waiting.
You don't have drive through ATM's?
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  #341  
Old 12-22-2015, 12:33 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by bill_de View Post
You don't have drive through ATM's?
Just at the entrance to the lobby at my branch. Here's the deal. In today's world credit and debit cards at times are a necessary evil. If you want to shop on line at Amazon, a credit card is required. COD is long gone. Or if you're renting a car on vacation, etc.

But I just can't see using debit cards for every little thing. I don't need an "electronic record" every time I purchase a tankful of gas, a newspaper, or a pack of gum. I watch these people constantly swiping cards, punching in pin numbers, do you want cash back, yes or no. If so how much. Is the amount OK, yes or no. Then waiting for the thing to "approve" the purchase. I simply hand the clerk a bill, get my change, and out the door I go. These people aren't saving time, they're wasting it. I see it every day.

Another thing is if you withdraw cash at a ATM that is not part of your bank network, you are charged for it. Why in the hell would I pay someone to access my own money? It's ridiculous. I go through the drive through once a month, take out a few hundred bucks at a crack, and I'm done. And the rest of the time I'm in and out. Not swiping cards and pressing buttons every time I want to buy something. Works for me.
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  #342  
Old 12-22-2015, 04:21 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by durkadurka View Post
Do you use ATMs?
Some banks still have actual humans... You walk in, you get cash, possibly a cuppa coffee, maybe a chocolate or two. You walk out with cash. Don't worry much about that with my buddies Mr. Smith and Mr. Wesson along...

Yes, I guess they could pocket my cash, but haven't had that happen yet.
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  #343  
Old 12-22-2015, 04:23 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by tiri View Post
Perhaps he stores his retirement fund in his mattress? Who knows.

Back on topic, regular fuel is 101.9/liter in Montreal.


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My mattress pays me exactly the same interest as any USA bank would... until very recently.
Unfortunately the bills are kinda lumpy, so I let the banks have them.
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  #344  
Old 12-22-2015, 05:03 PM
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Re: How much are you paying at the pump to fill up?

Using a credit card works for us, this should answer your question from few days ago why do we use credit cards.


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  #345  
Old 12-22-2015, 05:35 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by rszwestko View Post
Using a credit card works for us, this should answer your question from few days ago why do we use credit cards.
While that all sounds well and good, the unfortunate truth with many Americans, is the reason they use credit cards is because without them they couldn't purchase anything. This nation is cash poor, with a full one third, (105,000,000), who are broke, and living check to check. Credit card debt in this country is all but out of control. The average American household owes an astounding $15,355.00 in credit card debt. Now add to that the all but shylock interest rates they're paying, which in many cases is over 20%, and most will never pay them off.

American Household Credit Card Debt Statistics: 2015 - NerdWallet

Add to that most purchases are for depreciating assets, and it really becomes a losing financial proposition all the way around. The sad fact is for most, if they can't borrow it or charge it, they can't buy it. The rest is simply excuses as to why, how, and what method. We have become a country comprised of a government, and a population that cannot exist without borrowed money. Most of which cannot be paid back. Not a good position.
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  #346  
Old 12-22-2015, 05:54 PM
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Re: How much are you paying at the pump to fill up?

For the first time I agree with Bill, but....there are a lot of people like Jim that use cards responsibly.


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  #347  
Old 12-22-2015, 06:42 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by rszwestko View Post
For the first time I agree with Bill, but....there are a lot of people like Jim that use cards responsibly.
Nothing wrong with responsible credit card use. The problem is for many Americans, that is not the case.
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  #348  
Old 12-22-2015, 07:46 PM
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Re: How much are you paying at the pump to fill up?

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Originally Posted by ramblinman View Post
$1.79/gal. at Costco in Fairfax, VA. I don't know how or if Costco makes a profit when it sells gas at this price. Everyone else is 25Cents to 50 cents/gal more. Premium is only 20 cents/gal over regular. In other places it's 40 cents to 70 cents/gal more. Long wait for the pump though due to long lines.
Yea, I've been through that one a few times as it's right around the corner from my "office"...IE, where the folks I work for have their office in Fair Lakes. The lines are longer than my 'home' Costco or the one up by Whitemarsh MD where I sometimes stop on the way home if that's right for fill-up timing. Even here in PA, there's generally a noticeable price advantage to Costco over other options...but of course, nothing close to what I pay across the river in NJ.

In the large town near me...there's a BP station attached to a Dunkin' Donuts that still wants almost three bucks a gallon for regular which is at least 50 cents more than across the street and more than a dollar more than I paid on Sunday in Ringos NJ.
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