Originally Posted by mTBrunner83
Typically a larger engine is not much more and often less as theft is the number one driver of insurance policy increase, next to accidents of course.
You can look at the breakdown of costs of your insurance to see this is not the case. Look at your medical coverage, then your comprehensive and collision. Unless you've got a few accidents already, it will be hugely lower.
The biggest cost in insurance is medical coverage, any of these vehicles can be replaced for 50k, give or take 20k. Medical bills can run into the 100k+ range easy. So having a safer vehicle that is less likely to be driven aggressively is the largest impact to insurance costs.
That said, the SRT8s have previously tended to fare rather well for insurance compared to other performance vehicles. It's likely due to the cost, size, poor fuel economy, and general "SUVs can't be fast" ignorance from your average boy racer with a trust fund. So I don't think you'll be shocked to the point of regret, but it will be a bit more than your normal models will.
Just pray that the insurance companies don't lump your rates in with the rates on WK1 SRT8s as their prices continue to plummet and more boy racers buy them and wreck them and injure people.