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  #13  
Old 12-28-2015, 01:08 PM
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Re: Leasing a 2015 Overland

Leased my Overland back in August with an MSRP of $49,175 and paid $42,180.50.

Due at signing was $3,100. With tier one (A+) credit for a 39 month lease with 10K miles a year i'm paying $464 a month in NY (8.625% sales tax). Money factor was something like .00003.

Now that its the end of the year and 2016's are coming in, i would push hard for a good deal on a 2015 that is sitting on the lot.

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  #14  
Old 12-31-2015, 02:36 PM
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Re: Leasing a 2015 Overland

Leasing? Mistake...


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Old 12-31-2015, 02:51 PM
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Re: Leasing a 2015 Overland

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Originally Posted by floon34 View Post
Leasing? Mistake...


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Depends how you look at it but let's not get off topic.
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Old 12-31-2015, 03:02 PM
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Re: Leasing a 2015 Overland

If you want a new car every 3-4 years leasing is better. But then you're perpetually locked into a car payment and a $3-$4k down payment every few years too

You're just helping the financially wise get better deals when the vehicles comes off lease..


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Old 12-31-2015, 03:24 PM
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Re: Leasing a 2015 Overland

$3-4K down payment? I've never put a down payment down. And I never lease for more than 36mo. But I only leased Lexus and Toyota so shorter terms are more common due to higher residuals. I would never lease for 4 years, you could have almost payed off a vehicle by then. That's why it's a poor decision to lease a vehicle with low residuals.
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Old 12-31-2015, 04:39 PM
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Re: Leasing a 2015 Overland

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Originally Posted by floon34 View Post
If you want a new car every 3-4 years leasing is better. But then you're perpetually locked into a car payment and a $3-$4k down payment every few years too

You're just helping the financially wise get better deals when the vehicles comes off lease..


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Financially wise? I guess I'm an idiot.

Of course, I get to drive that car when it's new for 2-3 years and basically swap keys.

Like the other poster mentioned, I never put anything down either. I guess you're the genius because you're buying my used car, paying for it for 5 years and then buying another car I used for 3 years?

EDIT: I saw your comments in another thread, you seem to be really on a roll about those of us that lease and how stupid we are.

I essentially "buy" a $8-11,000 car every 3 years. The difference between doing that and buying used is I'm just the first one to drive that car. No one else's problems, always under warranty, always low miles and especially when I do 2 year leases, I never have to replace any wear items -- No brakes, no tires.

I'm not saddled with depreciation after 3-4 years because it's not my problem.

It cuts both ways. Just because you don't lease doesn't make you any more financially wise than me, but rolling into a thread with "lease" in the title with inflammatory comments about how we're financially unwise and making a mistake certainly doesn't make you look intelligent.
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Old 12-31-2015, 04:44 PM
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Re: Leasing a 2015 Overland

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Originally Posted by narc0lept View Post
Financially wise? I guess I'm an idiot.

Of course, I get to drive that car when it's new for 2-3 years and basically swap keys.

Like the other poster mentioned, I never put anything down either. I guess you're the genius because you're buying my used car, paying for it for 5 years and then buying another car I used for 3 years?

It cuts both ways. Just because you don't lease doesn't make you any more financially wise than me, but rolling into a thread with "lease" in the title with inflammatory comments about how we're financially unwise and making a mistake certainly doesn't make you look intelligent.
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Old 12-31-2015, 05:42 PM
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Re: Leasing a 2015 Overland

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Originally Posted by narc0lept View Post
Financially wise? I guess I'm an idiot.

Of course, I get to drive that car when it's new for 2-3 years and basically swap keys.

Like the other poster mentioned, I never put anything down either. I guess you're the genius because you're buying my used car, paying for it for 5 years and then buying another car I used for 3 years?

EDIT: I saw your comments in another thread, you seem to be really on a roll about those of us that lease and how stupid we are.

I essentially "buy" a $8-11,000 car every 3 years. The difference between doing that and buying used is I'm just the first one to drive that car. No one else's problems, always under warranty, always low miles and especially when I do 2 year leases, I never have to replace any wear items -- No brakes, no tires.

I'm not saddled with depreciation after 3-4 years because it's not my problem.

It cuts both ways. Just because you don't lease doesn't make you any more financially wise than me, but rolling into a thread with "lease" in the title with inflammatory comments about how we're financially unwise and making a mistake certainly doesn't make you look intelligent.
I'm not trying to look intelligent. Just stating facts. My comments aren't inflammatory, just accurate fact.

If you don't pay anything down, then you are just paying a perpetual high monthly payment, forever. When you buy a car, you eventually own it. And if you keep it up well, it will maintain much more resale value compared to the loss you experience everytime you trade in a lease. If you can't grasp the benefits of buying a used GEM over leasing or buying new, then I can't help you.


Again, the only time leasing makes sense over buying is when comparing to buying NEW, AND you want a new car every 3 years.

I pity your ignorance... hey, and you called yourself the idiot.. I can only SMH and agree.
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  #21  
Old 12-31-2015, 05:47 PM
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Re: Leasing a 2015 Overland

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Originally Posted by floon34 View Post
I'm not trying to look intelligent. Just stating facts. My comments aren't inflammatory, just accurate fact.

If you don't pay anything down, then you are just paying a perpetual high monthly payment, forever. When you buy a car, you eventually own it. And if you keep it up well, it will maintain much more resale value compared to the loss you experience everytime you trade in a lease. If you can't grasp the benefits of buying a used GEM over leasing or buying new, then I can't help you.


Again, the only time leasing makes sense over buying is when comparing to buying NEW, AND you want a new car every 3 years.

I pity your ignorance... hey, and you called yourself the idiot.. I can only SMH and agree.
Which is why I would assume most lease on here, there are many who want the latest and greatest when it comes out and that is what leasing affords you, while it may not always make the wisest financial sense it does afford people who want new cars every couple of years the ability to easily move from one to another without the hassle of dealing with selling, depreciation, etc.

I have noticed that every car forum I've been on and there have been many always have the finance snobs who seem to look down on people who lease like they don't belong there. I lease cars not because I can't afford to finance them but because I want out of my cars every 2-3 years, always have and probably always will, if you want to drive your jeep till the wheels fall off then more power to you but don't act like your above us leasing peasants
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  #22  
Old 12-31-2015, 06:36 PM
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Re: Leasing a 2015 Overland

Quote:
Originally Posted by floon34 View Post
I'm not trying to look intelligent. Just stating facts. My comments aren't inflammatory, just accurate fact.

If you don't pay anything down, then you are just paying a perpetual high monthly payment, forever. When you buy a car, you eventually own it. And if you keep it up well, it will maintain much more resale value compared to the loss you experience everytime you trade in a lease. If you can't grasp the benefits of buying a used GEM over leasing or buying new, then I can't help you.


Again, the only time leasing makes sense over buying is when comparing to buying NEW, AND you want a new car every 3 years.

I pity your ignorance... hey, and you called yourself the idiot.. I can only SMH and agree.
Except I don't have a high monthly payment. Much less than I would be paying if I got a $27k 2011 in 2014.

Also, as a bonus, I don't have a coolant leak so quick you can actually watch the level decrease. However, I'm the ignorant idiot here, apparently.

Obviously I've looked at your post history, and you're just a miserable troll, and not even an entertaining one, so this discussion is over.
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  #23  
Old 12-31-2015, 06:41 PM
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Re: Leasing a 2015 Overland

I put zero down, I get a payment that is 200-300 less a month, I always drive awesome new cars and never have repairs. I am very smart, I like me.
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Old 12-31-2015, 06:46 PM
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Re: Leasing a 2015 Overland

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I put zero down, I get a payment that is 200-300 less a month, I always drive awesome new cars and never have repairs. I am very smart, I like me.

I like you too!
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