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Old 02-09-2014, 11:20 AM
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Lifetime extended warranties, do they make sense?

Guys,

Looking for some input here. I have 2014 and would like to get extended warranty (probably max care). Here is my dilemma.

Via website (CHRYSLER SERVICE CONTRACTS: Extended Warranties from Chrysler. SAVE 60%! Quick Quotes. Buy Online.) I can get:
- 7 year/ 100K for ~$1600 or
- lifetime for ~$2200

I usually keep my cars until wheels fall off. Don't need the latest and greatest every 2 years so warranty makes sense for me especially given the fact that Chrysler has no Toyota or Subaru like reputation for reliability.

Initially lifetime looked great but when I started thinking about it I don't think the extra 600-700 makes sense. The problem for me is that those warranties cover "defects in workmanship" and after 100K I think it will be hard to prove that whatever broke was not from wear and tear vs just being defective. Unlimited / lifetime warranty is not a tooth fairy and they DO NOT promise that the car will run as long as you live. Usually if things made it to 100K than probably are not defective but just slowing wearing out depending on usage pattern.

My worry is that you will probably go to dealer to check it out and that point they will say it is not covered, you will have a choice of paying for diagnose or for fixing it which will probably cost your more than local mechanic anyway.

Also 7 year is transferable so if for some reason I decided to get rid of that car (probably not likely) it will be an added value. They also have 8 year / 120K for max life but at 2000 it is so close to lifetime that it doesn't makes sense to me.

Am I missing something here? I'm leaning towards 7 year / 100K max care warranty for $1600. What do you guys think?
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Old 02-09-2014, 12:56 PM
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Re: Lifetime extended warranties, do they make sense?

You are missing a lot. Following your link the second line says, "Chrysler Service Contracts" Me thinks you didn't read what Max Care covers. I'll give you the first paragraph. Show me where it says "defects in workmanship". Now read the rest of the information available at Jeep.com and see if you can find that limitation.

"For drivers seeking the ultimate in peace of mind for your vehicle, look no further. Maximum Care goes above and beyond by providing virtually complete mechanical coverage for your vehicle. With coverage on 5000+ components, if it's mechanical, it's covered with Maximum Care."


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Old 02-09-2014, 01:27 PM
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Re: Lifetime extended warranties, do they make sense?

We, like you, tend to drive cars "until the wheels fall off". Our last JGC was a 1997 with 182K miles and no, the wheels didn't fall off...just wanted something new after owning the car since 1999.

We bought a 2014 JGC and bought the Lifetime Max Care Service Contract not from the dealer we bought the car from, but from Ziegler Auto Group, online. I was not willing to bet that if the EVIC or other major (i.e., spendy) system went out that it would do so only during the Mfgr's warranty period, so I bought this plan. And I am not usually an extended warranty guy when I purchase something.

Keep in mind that the Lifetime Max Care contract also provides for rental car allowance whether your car is being fixed for a warranty issue or whether you just have it in for a day of maintenance, like oil changes, tune ups, etc. I believe this provision of the coverage runs 7 years.
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Old 02-09-2014, 01:50 PM
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Re: Lifetime extended warranties, do they make sense?

Purchased the Lifetime from Ziegler as my dealer couldn't match it. As time goes on, if the repair costs more than the vehicle is worth, they will give you the residual value of the Jeep.
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Old 02-09-2014, 03:27 PM
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Re: Lifetime extended warranties, do they make sense?

For me, the Lifetime Maxcare Service Contract made sense since I will undoubtedly be holding this car for a number of years and I put on a lot of mileage due to business travel. I'm approaching 30K miles already and only a year and a half in as an owner. With all the bells and whistles that could be expensive to repair on my JGC, I chose to buy the contract (from Ziegler). I also appreciate the loaner/rental car provision since dealerships don't give that anymore around here with few exceptions.
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Old 02-09-2014, 08:16 PM
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By "coverage" I understand coverage against defects. I also read on wrangler forum that for max care warranty they go against part numbers and some things still might not be covered.

Are you guys saying that if I blow air suspension or wear seats at 150k they will cover it? My understanding is that they will NOT. Would be nice if I was wrong!

As far as rental is concerned I agree it is nice but 7/100k max care gives that as well. One thing to note is the fact that after 7 years that expires as well.

From a sample contract that I found @ https://www.jeep.com/download/pdf/se...Provisions.pdf

"COVERAGE UNDER THE PLAN: WHAT IS COVERED?

The plan will pay the total cost (parts and labor) less a deductible per visit, to correct any of the following mechanical failures, caused by a defect in materials or workmanship of a covered component and are not covered by the vehicle’s factory warranty. The only exceptions are those listed under “What is not covered by the Plan”."


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Old 02-09-2014, 08:35 PM
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Re: Lifetime extended warranties, do they make sense?

You are covered UNTIL the repair cost exceeds the value of the vehicle. So yes if the JGC is worth more than the repairs they will repair it. If it is worth less they pay you that value and the contract is terminated...
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Old 02-09-2014, 08:38 PM
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Re: Lifetime extended warranties, do they make sense?

Exclusions are listed in the warranty information.


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Old 02-09-2014, 09:07 PM
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Re: Lifetime extended warranties, do they make sense?

I feel your frustration OP.

Question is, when your electric dash panel needs yet another flashing, QuadraLift gives out, or window stops going up and down, is that stuff covered?

Sorta sounds like no. So what IS going to be covered "unconditionally"???
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Old 02-09-2014, 09:50 PM
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Re: Lifetime extended warranties, do they make sense?

Quote:
Originally Posted by Roki303 View Post
"COVERAGE UNDER THE PLAN: WHAT IS COVERED?

The plan will pay the total cost (parts and labor) less a deductible per visit, to correct any of the following mechanical failures, caused by a defect in materials or workmanship of a covered component and are not covered by the vehicle’s factory warranty. The only exceptions are those listed under “What is not covered by the Plan”."

Roki,

First, I want to apologize. I didn't know they used that wording. Since this is a service contract, that wording is probably incorrect.

"New Vehicles
With coverage of 5000+ components, Maximum Care helps keep your vehicle running like the day you bought it. If you do need service, you will feel better knowing that the costs of major and minor repairs are covered with minimal out-of-pocket costs. And when it's time to sell your vehicle, Maximum Care is transferable, which may increase its resale value. Some restrictions may apply[1]."


The link below will point out the parts that are covered. Click on the categories to see many of the actual parts.

Maximum Care New Vehicles Coverage


I just checked the actual contract. Air suspension system, instrument cluster and navigation systems are listed as covered.




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Old 02-09-2014, 10:02 PM
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Re: Lifetime extended warranties, do they make sense?

Lifetime is great. Only argument for the 7 year is the transfer. So it depends on how long you plan to keep it.
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Old 02-09-2014, 10:17 PM
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Re: Lifetime extended warranties, do they make sense?

can this warranty be bought at anytime as long as the car is under the original manufacturer warranty or does it need to be done before that?
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