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  #25  
Old 12-29-2015, 04:15 PM
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Re: Money factor and residual for this month ?

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Originally Posted by OcGrand2015 View Post
Got shot down... have tried 7 local dealerships, no one is willing to beat that deal
That's unfortunate, but even without the mats you're still getting a new JGC, right?

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Old 12-30-2015, 09:44 AM
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Money factor and residual for this month ?

So for 36mo, 10k mi, the residual is 49% for Dec?
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Old 12-30-2015, 10:52 AM
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Re: Money factor and residual for this month ?

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So for 36mo, 10k mi, the residual is 49% for Dec?
Through Chrysler Capital financing, yes. Through Ally- which some people are choosing to go through for more rebates, no. Personally I would rather have less rebates and a lower money factor and residual and go through Chrysler than use shady Ally.

With a predicted residual value so low at 49%, there is almost no way you will be upside down anytime after 2 years. But I guess only time will tell.
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  #28  
Old 12-30-2015, 11:05 AM
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Re: Money factor and residual for this month ?

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Originally Posted by adthebadstud View Post
Through Chrysler Capital financing, yes. Through Ally- which some people are choosing to go through for more rebates, no. Personally I would rather have less rebates and a lower money factor and residual and go through Chrysler than use shady Ally.

With a predicted residual value so low at 49%, there is almost no way you will be upside down anytime after 2 years. But I guess only time will tell.
I went through Ally, residual is 54%.

I still don't expect to be upside down after 2 years based on the numbers.

Based on KBB private party value I have some "equity" 1 week after taking delivery.

What do you mean "shady", btw? The "fee" isn't in my contract and there's a $0 buyout fee as well, I wasn't aware of any others.
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