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  #13  
Old 04-25-2012, 08:16 AM
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Re: Need advice from guys i can trust...

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Originally Posted by rustyosaurus View Post
no there is no reason why they need a credit app if you have your own financing. my dealer tried to get me to fill out a form and i refused. but they will need your DL and insurance etc. but there is no reason they need those things before you pick up the car.
I figured out why they needed a credit app. They had someone call me last night and offered to beat the credit union rate, and they did. Now i have them fighting over my business, so i guess it worked out ok, with each phone call I'm saving money!
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  #14  
Old 04-25-2012, 09:40 AM
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Re: Need advice from guys i can trust...

They shouldn't be running your credit though if you already said you're bringing your own financing. Filling up the credit app and signing it authorized them to run your credit. Sneaky tactic but they find a way to make you sign that.
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  #15  
Old 04-25-2012, 10:08 AM
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Re: Need advice from guys i can trust...

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Originally Posted by eibyer View Post
They shouldn't be running your credit though if you already said you're bringing your own financing. Filling up the credit app and signing it authorized them to run your credit. Sneaky tactic but they find a way to make you sign that.
It is, and i knew they would do that, but having the credit run twice within the same week and industry won't hurt my score. I would have appreciated if they were honest and told me why they were running my credit. In the end it worked out to my advantage, but leave it up to the stealership to be shady douche bags.
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  #16  
Old 04-25-2012, 01:13 PM
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Re: Need advice from guys i can trust...

I'd call your local Florida license branch and ask. Your credit union might know but the DMV will make the decisions. There may be a form you need to document "something".
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  #17  
Old 04-25-2012, 01:34 PM
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Re: Need advice from guys i can trust...

I bought a car out of state once. Look at your bill of sale to make sure they didn't charge you tax since you are not a resident of that state. Your residence state will tax you when you register the vehicle at the DMV, at least that's how my experience went. I live in IL and bought a car from a dealer in MO.
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