Originally Posted by jgc4ever
z0lt3c. I paid cash for mine and would be paying cash if I trade. I'm not interested in leasing. I don't know how I can get another 5% off. That would be below dealer cost.
Glad to hear you have a nice pile of cash lying around but not sure why I would spend it on a depreciating asset with financing rates under 1% in most cases. Remember a 2013 is a full model year old, at this point, and has already depreciated just sitting on the dealer's lot unsold.
The way to get another 5% off it to take advantages of additional rebates offered to finance. Even if you have no intention of continuing with the financing, it is still cheaper, for example, to buy via a lease, getting the $5000 IDL rebate, and then immediately buyout the lease.
The MSRP on my Laredo X was ~$41,000 and my purchase price after rebates and discounts was ~$32,000. The dealer only sold me the truck for 1% below invoice so they still made the 2% holdback plus monthly quota bonus. They are not selling below cost...