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  #49  
Old 09-04-2016, 12:58 PM
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Re: Solid Deal on a Summit?

I've got 4% at 5 years or 5% at 6 years with USAA so that's not bad, I'd prefer the extended time since I'm looking at a $60,000 model with nothing down. I'm still debating on the Laguna leather, indigo with ski gray interior. Is it worth $5k? What's your thoughts? Is Laguna leather really an upgrade over Napa leather?

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  #50  
Old 09-04-2016, 01:18 PM
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Quote:
Originally Posted by made_in_murica View Post
I've got 4% at 5 years or 5% at 6 years with USAA so that's not bad, I'd prefer the extended time since I'm looking at a $60,000 model with nothing down. I'm still debating on the Laguna leather, indigo with ski gray interior. Is it worth $5k? What's your thoughts? Is Laguna leather really an upgrade over Napa leather?
Concerning the leather on my 2014 summit it has not worn that well over the last 3.5 years. The driver seat bolster is cracking and wearing faster than id like and faster than past vehicles. Not sure how much better Napa would be though. One thing i have learned though is if you are ever on the fence about getting or not getting an option, always get it. 60k is too much money to spend to sit around later on wishing you had got that v8 or that leather or whatever.
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  #51  
Old 09-04-2016, 01:18 PM
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Re: Solid Deal on a Summit?

Quote:
Originally Posted by made_in_murica View Post
I've got 4% at 5 years or 5% at 6 years with USAA so that's not bad, I'd prefer the extended time since I'm looking at a $60,000 model with nothing down. I'm still debating on the Laguna leather, indigo with ski gray interior. Is it worth $5k? What's your thoughts? Is Laguna leather really an upgrade over Napa leather?
It's less than what you will probably pay in interest at those rates.

I ordered the ski grey, and at 7% off invoice it is only around $4,000. If I was going to be laying out $7,000 in interest I might try to conserve a little.

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  #52  
Old 09-04-2016, 01:27 PM
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Re: Solid Deal on a Summit?

Saw a new 17 summit at the dealership today. I like the new front and the CA edition but not the wheels. Was a v6 though. Have a v8 overland now so won't go back to a v6. In last year of lease.


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  #53  
Old 09-04-2016, 05:50 PM
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Re: Solid Deal on a Summit?

'murica...because you're in Florida, you can't get a discount on your MaxCare plan because of the way the laws are structured down there. While Florida is one of two states where the lifetime contract can be transferable...no discounts on the plan are available. You may or may not be able to get the plan discounted online, but there has been previous discussion where the online sellers may need to do the "Florida price" for "Florida Residents". Please check that out with anyone you're considering buying from that's out of state.
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  #54  
Old 09-04-2016, 06:18 PM
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Re: Solid Deal on a Summit?

Thanks Jim. I checked today on the price local vs online from zeigler. Same price as you mentioned. I'm glad too hear it's transferable though, that makes the lifetime a real reselling bonus.
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  #55  
Old 09-04-2016, 08:17 PM
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Re: Solid Deal on a Summit?

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Originally Posted by made_in_murica View Post
Thanks Jim. I checked today on the price local vs online from zeigler. Same price as you mentioned. I'm glad too hear it's transferable though, that makes the lifetime a real reselling bonus.
While being able to transfer my lifetime contract in the future would have been nice (not available in PA)...I much preferred the $2180 I paid for the contract from Ziegler at the time than what it costs in Florida.
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  #56  
Old 09-04-2016, 08:17 PM
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Re: Solid Deal on a Summit?

Quote:
Originally Posted by made_in_murica View Post
I've got 4% at 5 years or 5% at 6 years with USAA so that's not bad, I'd prefer the extended time since I'm looking at a $60,000 model with nothing down.
Are you using the car buyers service? Our original USAA quote for $50,000 at 60 months was 3.45 APR. If we bought from a USAA approved dealer it dropped our interest rate to a 2.85 APR.

If you buy from a USAA certified dealer you might get a lower rate, I think they dropped ours more for direct deposit as well?
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  #57  
Old 09-04-2016, 08:27 PM
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Re: Solid Deal on a Summit?

Chrysler financing still looks like the best deal:
  1. 0.0% for 24 months
  2. 0.0% for 36 months
  3. 0.9% for 39 months
  4. 0.9% for 42 months
  5. 0.9% for 48 months
  6. 1.9% for 60 months
  7. 3.9% for 72 months
  8. Applies to select new 2017 Jeep Grand Cherokee.
Offer only valid 9-01-2016 through 10-03-2016
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  #58  
Old 09-04-2016, 08:52 PM
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Re: Solid Deal on a Summit?

Quote:
Originally Posted by bill_de View Post
Chrysler financing still looks like the best deal:
  1. 0.0% for 24 months
  2. 0.0% for 36 months
  3. 0.9% for 39 months
  4. 0.9% for 42 months
  5. 0.9% for 48 months
  6. 1.9% for 60 months
  7. 3.9% for 72 months
  8. Applies to select new 2017 Jeep Grand Cherokee.
Offer only valid 9-01-2016 through 10-03-2016
We had two much dept to get those low rates, still trying to sell our old house. As long as it was under 3% I was happy.
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  #59  
Old 09-04-2016, 09:02 PM
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Re: Solid Deal on a Summit?

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Originally Posted by hdrolling View Post
We had two much dept to get those low rates, still trying to sell our old house. As long as it was under 3% I was happy.
Yup, im in the same boat. Still finishing paying for a wedding & honeymoon from last month and a few crowns just put in my mouth. So I still have a bit of credit tied up which raises my APR for a new loan. If I wanted to wait a few months until around December I could have it all paid off but I really don't want to wait until then. So for now, those are the APRs I have available to me. I know 4% or 5% is not fantastic, but it's not terrible either. I probably could get the loan from Chrysler and save 1% or so, but honestly I'd prefer to do business with USAA just because they are an awesome company rather than a mega company like Chrysler.
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  #60  
Old 09-04-2016, 09:09 PM
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Re: Solid Deal on a Summit?

Quote:
Originally Posted by hdrolling View Post
Are you using the car buyers service? Our original USAA quote for $50,000 at 60 months was 3.45 APR. If we bought from a USAA approved dealer it dropped our interest rate to a 2.85 APR.

If you buy from a USAA certified dealer you might get a lower rate, I think they dropped ours more for direct deposit as well?
Yes I am, but as mentioned in my previous post, USAA is very careful on lending. Even with a 723 score, I have about $10,000 in debt on credit cards which will take me a about 3 months to pay off. So with my current debt load, they gave me those APR's. It's not the greatest but not terrible either. Yes I think with direct deposit they do an additional .25% off.
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