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  #1  
Old 06-24-2015, 10:01 AM
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Tire & Wheel Protection Contract?

Dealer selling me Tire & Wheel Road Hazard Protection thru Fidelity - $399 for 5yr/unlimited miles. Worth it?

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  #2  
Old 06-24-2015, 11:42 AM
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Re: Tire & Wheel Protection

I personally do not purchase those add ons. Had I purchased things like that it would be a waste of money as I have never had the opportunity to use them. I know sometimes things happen and there is no telling when, but considering places like Discount Tire repairs tires for free (when they are able to depending on the damage), and wheels are readily available on places like ebay, I just don't see the reason to.
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Old 06-24-2015, 11:52 AM
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Re: Tire & Wheel Protection

You probably won't have the tires for 5yrs as they normally just last 36K miles (some might get more depending on driving). I'd say save your money and use it to get better tires.
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Old 06-24-2015, 12:10 PM
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Quote:
Originally Posted by scalco23 View Post
Dealer selling me Tire & Wheel Road Hazard Protection thru Fidelity - $399 for 5yr/unlimited miles. Worth it?
If you want a tire and rim policy buy the 7yr mopar policy for $310 through ziegler, it gives you $1500 in bent rims per year. I never used to buy rim policys but after bending two of these 20 inch rims in one year on this jeep at over $700 per rim including the mount and balance i bought the mopar policy. These 20 inch bend easy and even small minor bends you will feel on the 20 inch rims. I dont even know how the 2nd rim was bent it doesnt seem to take much. Prior to this i had never bent a single rim in 30 years as fragile as these rims seem $310 for 7 yrs seemed worth it.
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Old 06-25-2015, 10:05 AM
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Re: Tire & Wheel Protection

Most purchased warranties are a huge profit maker for the entity issuing them, and this sounds like it's no exception. I've never heard of tire and wheel protection, except for when I buy new tire they try to get me to buy the road hazard protection.

I've had ONE flat tire in about 26 years of driving. It cost me nothing to get that fixed at the place I bought the tires. I've had one tire damaged by a pothole as it developed a racquetball-sized bubble on the sidewall. I got two new tires at a pro-rated discount in that instance.

Personally I'd pass on the protection.
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Old 06-25-2015, 12:51 PM
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Quote:
Originally Posted by Hemispin View Post
Most purchased warranties are a huge profit maker for the entity issuing them, and this sounds like it's no exception. I've never heard of tire and wheel protection, except for when I buy new tire they try to get me to buy the road hazard protection.

I've had ONE flat tire in about 26 years of driving. It cost me nothing to get that fixed at the place I bought the tires. I've had one tire damaged by a pothole as it developed a racquetball-sized bubble on the sidewall. I got two new tires at a pro-rated discount in that instance.

Personally I'd pass on the protection.
I used to think that about rim policy's also this is my first policy in 30 years of driving but two separate bent rims in year and $1400 later the $310 for 7yrs of coverage was looking pretty good. I think what has changed over the years is a mild pot hole that a 15 or 16 inch wheel of yesteryear would have handled fine is bending these larger 20s, a small bend equals a big shaking. I would agree form a tire perspective but the fragile expensive rims of today have forced me to change my line of thought for the rims. dealer said he does sell a lot of them. I did take the rims afterward to an intendant shop to check because we know how dealers can be but they were indeed bent. the changing times I guess
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Old 06-26-2015, 10:52 AM
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Re: Tire & Wheel Protection

This past winter, my 2012 Focus hatch had a flat tire. It turns out there was a puncture. Good news was when I brought it in to a reputable tire shop, they were able to repair it for $40, taxes included.

I would have to get two flats per year for five years to spend the same $400 the dealer is pushing on you.

Another thing to keep in mind is if you go off-roading. The odds of puncturing a sidewall is greater, and that is not repairable. A new tire would be required.

Now about the fragility of the rims, that's an issue which I can't comment on as I've never damaged one (yet) even though Montreal has some pretty bad pot holes.

Case in point, my good buddy was (professionally) test driving an Audi S8 press car and hit a pothole. The tires are low-profile and he popped one of the rim. He goes to change the spare and can't. The little tool to remove the bolt caps is missing from his press car. Of course this all happens at 11pm in the rain on the eve of a civic holiday. He waited 2 hours for a flatbed to bring the crippled car home.
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Old 06-26-2015, 11:35 AM
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Re: Tire & Wheel Protection

No, that's more than two destroyed tires, and as mentioned flats are cheap repairs at a legit garage anywhere, you can even get a repair kit and learn to do it yourself if you're driving where punctures are frequent (like a construction site). If the wheels are damaged, as with any kind of accident your insurance should cover it, and I suspect you deductible is around $399. So either you are paying to replace one damaged rim if it happens, or if you damaged two rims or more that is getting into claim territory and is unlikely without other body damage.

Dealer tried to sell me a dents and dings and paint or something package for around $500, I said a few dents and dings are still cheaper than the price, and if my Jeep gets much more damage than that... my insurance will cover it and my deductible is that price. And actually, I just lowered my deductible to $300.

I think these "protection" packages are just the new version of "rust-proofing." I truly suspect if you did make a lot of claims towards them you'd probably end up hitting some limit or threshold anyway. With <$500 items, pay the price IF it happens.
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Old 06-26-2015, 12:41 PM
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Re: Tire & Wheel Protection Contract?

I hear what you are saying about putting in insurance claims for bent wheels but the problem is the deductible is per occurrence. if you bent all the rims in a one incident that is one thing but mine were bent in separate instances. so a $500 deductible x2 would have been $1000 in deductibles in that one year. I could have put in claims to save $200 of the $700 per rim incident but two insurance hits to save $200 each time didn't seem smart given im confident this is not going to be the last time. I threw the first bent rim up as fluke the 2nd for no apparent reason made me think. 30 years and never a bent rim and get this jeep and all of a sudden 2 in one year, I have no doubt there will be a third so that was an easy $310 to spend for 7 years. Everyone needs to do what is right for their situation but remember times change always reevaluate options.
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Old 06-26-2015, 12:56 PM
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Re: Tire & Wheel Protection Contract?

I'm at 35K and still have 50% of the tread left on all 4 of the stock tires.
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Old 06-26-2015, 06:59 PM
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Re: Tire & Wheel Protection Contract?

Tread was gone on the 20" forteras at 35k mi. Broke an Overland rim at 30k mi out on a dirt road.
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Old 06-27-2015, 08:30 AM
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Re: Tire & Wheel Protection

Quote:
Originally Posted by Hemispin View Post
Most purchased warranties are a huge profit maker for the entity issuing them, and this sounds like it's no exception. I've never heard of tire and wheel protection, except for when I buy new tire they try to get me to buy the road hazard protection.

I've had ONE flat tire in about 26 years of driving. It cost me nothing to get that fixed at the place I bought the tires. I've had one tire damaged by a pothole as it developed a racquetball-sized bubble on the sidewall. I got two new tires at a pro-rated discount in that instance.

Personally I'd pass on the protection.
Yes out of 3 "repairs" I've taken to Discount tire, only one was fixed "Under Warranty". Unless you have a perfectly placed repair in the center of the tire, they will not repair it. But they'd be glad to sell you a new tire on the spot! Plus my Fortera's are over 50% gone at 18K..prob won't run them thru next winter.....

But rims are a whole nother story.... at the price of these 20" rims, 310.00 doesn't seem like a bad risk! Still mulling it over!
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