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  #13  
Old 02-27-2012, 06:59 AM
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Re: Two banks fighting to get my loan.

Quote:
Originally Posted by jeep2011 View Post
+1.....I scored 0% on mine last year. There is no way paying cash can beat that deal.
Did you get the $1000 incentive also?
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  #14  
Old 02-27-2012, 07:47 AM
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Re: Two banks fighting to get my loan.

I'd kill to get some of those interest rates. In Australia, the average car loan is around 10-12%. I managed to negotiate a lower rate as I'm considered a very low risk at 7.95%. I have seen some manufacturers like BMW or Merc offer in house finance at around 4% for short periods but those deals are uncommon. We also pay double the price for a car than the US. My Overland will set me back $80k on the road when I get it. Sigh....
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Old 02-27-2012, 10:15 AM
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Re: Two banks fighting to get my loan.

Thanks for posting this. I just got my credit union to match the 1.9% jeep is offering. Probably wouldn't of tried if I didn't read this. So I get the 1k rebate and 1.9% woohoo
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Old 02-27-2012, 01:22 PM
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Re: Two banks fighting to get my loan.

Congratulations!

I tried various banks. My current bank was offering 3.9%, the dealership was offering 2.5%, and a bank with whom I no longer had accounts (they also missed the boat when I refinanced my home loan, hence closing my accounts) offered 4.9%.

Took the 2.5% and the rebate. Got a call later that same day from the dealership telling me another bank was offering 1.9%, would I like to go that route? Heck yeah! Oddly enough, the bank that offered 4.9% was the bank that subsequently offered 1.9%. So now I have an account with them again, whether I want it or not.

0% would have been awesome, but probably not available on a 5yr loan.
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Old 02-27-2012, 01:36 PM
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Re: Two banks fighting to get my loan.

Wow, I'm new and already learning something
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