Re: USAA Car Buying Service?
I used it, to an extent. Its pretty close to the software on KBB but if your dealer is a partner with USAA, they'll take the car buying price no questions asked from what I understood. The dealer I went to actually came in a little under USAA's quote, but it was nice to know I could get that without having to negotiate. I'm sure I could've gotten a better deal but just didn't have the time to mess with it unfortunately. The one thing I will say, is that their software is a little off. When you build the model you want on Jeep.com or even on KBB, the price will be adjusted off of different packages. USAA's wasn't as accurate. Hard to explain, so here's my example: I wanted the security and convenience group and all weather package in my 2014 Laredo. Those two packages have some overlapping features so when you select them together, the price is adjusted down slightly from if you had selected just one so you're not paying twice for some features. USAA's software didn't make this calculation. If S&C cost $2k by itself, and all weather cost $1k by itself, USAA would add those features up to equal $3k and then would adjust their target price off of that. Jeep and KBB adjusted their prices so that instead of $3k for both, you'd pay $2,500 (all of these numbers are estimates, I don't remember quite what they were). I brought this up to a USAA rep and her best advice was to just take whatever the discount was off of their total target price, which defeats the purpose a little since that could probably be argued by the dealer. Hopefully all of that makes sense, for me it only would have been a few hundred dollars difference, but every little bit helps. Either way, I was happy with the service and the number it gave me, but do compare it to KBB's at least.
2014 Laredo E, ORA I, Security and Convenience, Trailer Tow Group
Glock & BCM - better to have and not need...