USAA Pricing? Is this a good deal?
I have been shopping for a while and have decided that I want a 2012 Overland 4x4 with Hemi, new saddle interior, and white exterior. After searching the inventory, I see only 2 available in a reasonable distance (300 miles). Using the USAA car buying option I got the following quote (confirmed from a dealer):
Invoice: $43,479 (includes $825 destination charge) ($29 more than USAA and every other site says it should be)
Sale price of Invoice minus $1,750
Minus $1000 Chrysler case
Minus $1000 USAA Rebate
Final price of $39,729 plus $299 doc fee (plus WV TTL)
Based on my own research, this seems like a good deal for the area where I live (WV). Unfortunately, the Lexington, KY area (150 miles away) has an additional $500 available in Chrysler cash and an additional "conquest" savings of $1000. Does anybody know of a plausible way to benefit from incentives from a different geographic region? Remember, I live in WV, the incentives are KY based. I don't want to have to register in KY.
If I can't get the additional incentives, how does the $39,729 plus $299 doc fee (on 46,290 MSRP) rate as a deal? Great? Good? normal? According to Truecar.com, it is a great deal, but I know nothing about that site.
Finally, I really feel like QDII and the ORAII package would be nice, but I never see QDII on non-summit Overlands in this area as dealers probably see ORAII as a price increase for which most consumers won't recognize the value. If I want ORAII (to get QDII), it looks like I need to special order it. I live in an area with STEEEEEP paved roads that are sometimes difficult in the snow (but I routinely safely pass in my 2006 suburban). I plan to undertake no off roading. Would there be a substantial benefit to me to have QDII? Am I likely to regret not buying it?
Finally, thanks for all of the good info on the site. I want the lifetime max care warranty. I wouldn't have even known about it but for all of the good info here. Thanks!