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  #61  
Old 08-25-2009, 11:32 AM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

I dont know why it would affect your insurance if she hit you and hers pays. I had my 3000Gt hit a couple years ago and in the end(shotty repairs) it cost the other guys insurance around $6k to fix it. It didnt affect my insurance or premiums one bit. Why would they contact your insurance?
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  #62  
Old 08-25-2009, 11:40 AM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

dude insurance in nj and ny still go up!!! its insane over here!!! they'll say you should have tried to avoid the accident...
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  #63  
Old 08-25-2009, 11:56 AM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

^^^ Yup
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  #64  
Old 08-25-2009, 12:01 PM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

Damn Nate I am sorry to hear that...

I used to work in Insurance. I am with Scott. If it is not your fault you need to contact your insuance company. File a claim. Give them the info (police report, her insurance info and contact). They will subrogate against her insurance and it should have no adverse effect on your rates or insurability. Your ins company may even file the claim for you with her ins company. Who is your carrier?
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  #65  
Old 08-25-2009, 12:08 PM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

I have GMAC
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  #66  
Old 08-25-2009, 12:47 PM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

since she isnt paying...heres what I would do---

file thee claim with HER insurance-

have it repainted-

then file a diminished value claim against her insurance as well.(diminished value becasue an almost new trucks bumper had to be repainted-YOUR truck is worth less to a dealer on trade in because its been repainted-FACT-some dealers dont resell a vehicle if anything has been repainted and will only give you trade in based on what they can sell it for at an auction. So...the diminshed value would be what it was worth before the accident...vs. what its worth after the accident. There is a statuate here in KY that allows for diminished value in an accident. I have used it 3 times and got $2500 one time.

LOL...just something for you to think about and to pass along to the chic and maybe she will reconsider paying you in a timely manner
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  #67  
Old 08-25-2009, 01:10 PM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

^^^ good info!!!
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member of Black, Tri-State, 6 cylinder club 08 Brilliant Black Laredo (JG 3.7L Squad)- k+n 63-1545,magnaflow 10436,mygig(ren), HID's 6k lows, 6k+3k fogs,dual turn leds,led brows,v-led interior leds, cargo led strip, reverse hids, 92 led brake lights, tinted tails,custom powder coated mesh grill, srt sways, 15% tinted windows,illuminated visors,shorty antenna, HH Class III, cargo liner, thule snowboard rack,kayak rack, bike rack

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  #68  
Old 08-25-2009, 01:32 PM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

You can call your state insurance commisioner to see if there is a law or statuate in NJ/NY that covers diminished value. Most states have it....
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  #69  
Old 08-25-2009, 01:58 PM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

What $2500. I can get SRT reps, exhaust and intake with that and have some left over. LOL. I'll look into that Scott.
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  #70  
Old 08-25-2009, 02:08 PM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

well....the car I had at the time was hit worse than that....about $6k in damage.

But the first time i filed a DV claim I got $1000. But I coulda got more had I known. The second time I got the $2500 and the last time on my 99 3000GT I got $2000.....but the car had to be fixed 3x.
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  #71  
Old 01-23-2010, 07:32 AM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

damn girls never pay attention a idiot girl killed a guy on a motor cycle swatting a fly a few summers back n they say guys are bad drivers so they raise our insurance but what gets me is that u were like 40 feet from the road lol and the worst part is she aint even cute!
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  #72  
Old 01-23-2010, 09:33 AM
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Re: CALLING MARIO!!! I need help thanks to some 18yo speeding and didn't see me...

Sorry to see this bro

I got rearended by a chick (who had to have been texting) on the way to school in September while sitting at a red light. Hit me so hard that I nearly hit the guy in front of me (and I stay far enough back to see their wheels on the pavement). Hitch blew a nice hole in her bumper but the whole hitch bar connecting to the frame was bent and I needed a lot of bumper work. Finally got the check from her insurance last week for $1650 of repairs after having calls ignored and lies told...

Gotta love sh!tty drivers! I'm sure you'll get fixed up lookin brand new
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