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  #13  
Old 01-07-2016, 04:22 PM
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Re: Walk me through the new jeep ordering process please

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Originally Posted by sportcoupe View Post
Is getting pre-approval for a loan a hard pull on credit report? I thought only a real financing loan required a hard pull.
I believe it does... at least it did when I solicited my CU.

Here's a benchmark. Just this morning I picked up a new car loan sheet from BCU..

0-60 months = as low as 1.74%

Float that out at your dealer.. see if they can beat it.

.

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  #14  
Old 01-08-2016, 10:35 AM
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Re: Walk me through the new jeep ordering process please

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Originally Posted by a990dna View Post
At that point I would shop loans.. but you don't want too many inquiries..
I thought all inquiries for the same type of loan, within some short time period, resulted in only one "ding" on your credit score. I mean, they know that some people shop around, and aren't really taking out 5 separate loans.

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Originally Posted by a990dna View Post
I went to my credit union and secured a pre-approved loan at 2.5% ..

The dealer beat that with US Bank at 1.64%...
Ditto. I was all pre-approved with my CU for loan, but the financing guy at the dealership was able to get me an even better (unadvertised) interest rate from a local commercial bank.

Which brings up a point, if you have a good credit score, you can usually get a lower interest rate than what the sign in the bank's lobby is advertising.
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  #15  
Old 01-08-2016, 12:10 PM
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Re: Walk me through the new jeep ordering process please

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Originally Posted by WaltA View Post
I thought all inquiries for the same type of loan, within some short time period, resulted in only one "ding" on your credit score. I mean, they know that some people shop around, and aren't really taking out 5 separate loans.
Walt... I don't know the rules.. I just see inquires. How it impacts credit scores is another subject.

I see my score fluctuate through the year... not sure why.

.
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  #16  
Old 01-19-2016, 05:49 AM
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Re: Walk me through the new jeep ordering process please

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Originally Posted by TLife76 View Post
Fixed it for you
9) After trying to convince yourself you can wait without MOTS you break down and become a level 3+ member.

You couldn't be more right.

I ordered my new JKUR in Mojave Sand last Friday late evening. I got my VON yesterday and also signed up for MOTS same day.
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  #17  
Old 01-19-2016, 10:38 AM
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Re: Walk me through the new jeep ordering process please

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Originally Posted by sportcoupe View Post
You couldn't be more right.

I ordered my new JKUR in Mojave Sand last Friday late evening. I got my VON yesterday and also signed up for MOTS same day.

You won't regret it! The build sheet you get for being level 4 is cool and Milous and his tracking kept me sane during my wait, which is nearly over. My Willys arrived at the dealer yesterday, but I don't have time to pick it up until Friday!
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