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  #1  
Old 10-13-2013, 09:24 PM
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Interesting Interaction With Insurer

When I received notice that my dealer had my SRT I called my insurer to set up coverage when I picked the SRT up.

The call center rep asked me at least 5 times whether I had made any "modifications" to my SRT. My guess is that they have experience with mods and they didn't go well. She asked me if I had a supercharger added to the vehicle. I thought that was funny and I said thanks for the idea. That didn't go over so well. At the end of the process my insurance actually went down from the rate on my Overland. Just a combination of factors that did this. Mainly age and driving record.
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Old 10-13-2013, 10:33 PM
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Re: Interesting Interaction With Insurer

Isn't it funny how that works? My 2010 jgc srt8 was cheaper to insure than my v6 awd 300s.
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Old 10-13-2013, 10:42 PM
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Re: Interesting Interaction With Insurer

mine changes quarterly....LOL. When I first got the 14...it was cheaper than the wifes JKU rubicon and the daughters fiat 500...now its the most expensive of the 3. who knows? LOL
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Old 10-13-2013, 11:01 PM
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Re: Interesting Interaction With Insurer

When I traded out of the 10', I called my agent because I was sure they made a mistake. They said my policy went up so drastically because the Jeep had more "safety features" than the Chrysler. Still makes no sense lol. A couple side airbags on a 60k 420hp suv made my monthly payment 80 less than a 35k awd 295hp sedan. Bizarre.
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Old 10-13-2013, 11:55 PM
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Re: Interesting Interaction With Insurer

My '12 is about $200 cheaper over 6 months than my wife's lancer.... I don't understand insurance sometimes.
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Old 10-14-2013, 08:04 AM
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Re: Interesting Interaction With Insurer

Insurance is about statistics. Although SRT's are rare where I live, most of the SRT drivers that I have seen, are middle aged. This group is a safer to insure. My insurance went down $300 over the year.
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Old 10-14-2013, 08:51 AM
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Re: Interesting Interaction With Insurer

Another factor can be when multiple cars are on the same policy. Some companies apply a discount to the second and third car, but not the one listed as primary.
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Old 10-15-2013, 08:01 PM
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Re: Interesting Interaction With Insurer

Yes, I'm happy to report that my $70K fully insured 2014 SRT GC was cheaper to insure than a 2002 VW GTI 1.8T by a lot!

I did ask if they had understood me that this was a 6.4L 470HP vehicle that costs about 20 times more than the Volkswagen, they said yes...

Whatever, I won't complain!
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Old 10-16-2013, 07:16 AM
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Re: Interesting Interaction With Insurer

I was also pleasantly surprised. My '14 SRT is on order so I did a quick price quote and it is about $10/6 months less to insure a brand new $70K jeep than my 2007 Lexus IS350 which is now worth about $16K. Crazy, but i'm not complaining. I'll need the extra I was budgeting for fuel.
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