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rustyosaurus 01-05-2012 07:31 PM

Financing Through Ally
I was thinking about trying to get my dealer to match the rate I can get from the credit union but I was reading about the Ally financing and even if you get the 36 month, 0% interest rate there is a monthly charge of like $20.

No way I'm paying a monthly charge when the rate is 0%, or any percent for that matter.

Just wondering if everyone who finances through Ally has to pay the monthly charge.

Ordered my Jeep the other night and the salesman tried very hard to get me to fill out a credit app, which I declined. I told him I wasn't filling out a credit app until I knew they would beat the rate I was getting from the credit union. He also made me fill out all the other paperwork, show him my registration and insurance, etc. I found this very annoying.

Jeepman3ski 01-05-2012 10:14 PM

Re: Financing Through Ally
watch out for Ally they charge a purchase fee which is roughly 10% of the residual if you plan on purchasing at the end of the lease. Not sure if you are leasing or not but this made me decide to purchase and self finance.

ants818 01-06-2012 02:49 PM

Re: Financing Through Ally
i bought in june of 2011 and i'm financing through ally at 1.9%. no purchase fees and no monthly fees.

rustyosaurus 01-06-2012 05:43 PM

Re: Financing Through Ally
I think I read the Ally terms wrong. What I thought were monthly "fees" was just a formula for calculating your monthly payment. My bad.

4th Cherokee 01-06-2012 06:39 PM

Re: Financing Through Ally
I had a great experience with Ally, 2 minute credit app at the dealer; 0% APR for 36 months no fees!!!

24 more payments and she's all MINE!!!!

fourwheelin7 01-06-2012 09:35 PM

Re: Financing Through Ally
Financed with Ally as well, no issues or fees! :thumbsup:

JDrew 01-06-2012 09:49 PM

Re: Financing Through Ally
We have Ally for our 2011 Hemi Charger. So far so good. Jeep is with a local bank.

armoredsaint 01-08-2012 09:33 AM

Re: Financing Through Ally
has the local dealer tried to make anyone go with their local bank instead?

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