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Discussion Starter · #1 · (Edited)
Couldn't be more excited to pick up my GC from the dealer today. I'm more of a spontaneous buyer so waiting 10 weeks has been quite the experience. We are trading in our Acura RDX and of course on Friday my wife was side swiped by a 40' motor home in a tunnel. There is about $4k in damage. The dealer says they still want it so that they can fix it and make a couple more bucks on it. I don't see any reason why not to give it to them...gets it out of our hands. Anybody ever deal with something like this? The motor home insurance has already put their customer at fault in the accident.
 

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Not personally. But while I was working I ran into a couple of cases where the dealer still paid the trade in value and the insurance check was turned over to the dealer.


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Seem like a win win for you. Congrats
 

· The Negotiator
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I wouldn't worry about it to much.. Wash your hands of the RDX and enjoy your new Jeep!!
 

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Its a win win for the dealer in many cases, he can often sell for the same amount plus garner an extra profit by doing the repair in house. Your personal situation remains unchanged insofar as the trade and purchase although I know on a personal level you and your beloved dealt with some "oh crap" factor in the moment. Regardless of that with the trade being a go its a no brainer, move forward and enjoy.
 

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And if the repair was done "in house" nothing gets reported to Carfax.......sold without ever mentioning it was damaged and repaired. Dealer gets the insurance check so he makes extra bucks.....everyone's happy.
In most states insurance companies report any estimate (used to be) over $2500 to NICB, National Insurance Crime Bureau. The public does not usually have direct access to those records, but I've heard that they now share that info with Carfax. I know that long before I retired, the computerized estimating system we used was automatically making the report.
 

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I would trade it off and be done with it. Enjoy the new Jeep!

And if the repair was done "in house" nothing gets reported to Carfax.......sold without ever mentioning it was damaged and repaired. Dealer gets the insurance check so he makes extra bucks.....everyone's happy.

As soon as the insurance pays a claim on it they report it! I dinged up my truck when it only had 3000 miles on it, no police reports and no one but my insurance writer knew about it. I got my buddy do the repairs hoping it wouldn't show up but my insurance writer told me it would show an incident on carfax. It took a while but sure enough it showed up!
 

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Carfax has been sued for having incorrect information---how would that happen if insurance companies report their claims in?

I do know about salvaged cars from floods being "washed" through states that do not require insurance reporting then sold again in another state so no salvage record sticks to the vehicle. Obviously, insurance companies paid the title holder and entered a claim but somehow that "was lost."

I just suspect there is a lot of hanky panky in the used car business and many dealers can shuffle cars around faster than a street hustler playing 3 card monty.
 
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