[SW03ES]

You don't want to put anything down on a lease. All a downpayment is prepaid lease payments, if you rented an apartment would you put $2,500 down to have cheaper monthly rent? No.

Put the $2,500 in a savings account and make a portion of the payments out of that. That way you get your savings and control of the money.

The residual is fine, remember this is a leftover model so the residual is going to be low. Money factor translates to a 3.12% rate, which is not terrible.

I would try and negotiate the money factor down further, and don't put the $2,500 down.

 

[SW03ES]

Absolutely.

 

[SW03ES]

They are lying ALLY FINANCIAL ISNTHE CAPTIVE lender for leasing who's the dealership

I've heard from multiple sources that Chrysler is using other lenders including primarily Hann Financial instead of Ally for leases now.

I'd rather lease through anyone but Ally quite frankly. I'll never do business with Ally again.

 

[SW03ES]

Theirs no interest in a lease its always plus your tax

LMAO. This is not true. You have no idea what you are talking about.

A lease absolutely has interest, its called the money factor.

Don't listen to this guy folks

 

[SW03ES]

You can always just total up the tax and add it as a fee, then you can use any calculator.

 

[SW03ES]

Yeah with $2,500 down, 10k miles per year. Gotta add taxes and tags, or pay them out of pocket.